How to Invest in Gold Online When Prices Drop Trusted – Do you already know how to invest in gold online? Gold is still an attractive investment tool for certain individuals despite the decline in gold prices in the last six months. Online or online gold investment is no exception because it is considered more economical and practical.

One of the online gold investment services offered by PT Aneka Tambang (Persero) Tbk through Safe LM. LM Safe is a purchase and storage service for LM Antam's gold by the Precious Metals Processing and Refinery Business Unit (UPBPP), which is one of PT Antam's business divisions.

What Is Gold Investment

Investment is investing in an instrument that has a high opportunity value in the future so that investors can benefit.

What Is Gold Investment
Gold Bar (Source: Peggy_Marco via pixbay)

Some people prefer gold to store assets and invest rather than stocks whose value can significantly increase or decrease.

Online gold investment is a gold transaction activity in digital form, so you don't need to come to a gold shop to buy physical gold.

You only need to find a credible source for gold transactions, now there are a lot of platforms that provide online gold investment.

If you are interested in trying it, you need to find a platform that has been supervised by the Ministry of Trade's Commodity Futures Trading Monitoring Agency (Bappebti).

The way to invest is fairly easy, you only need to save or pay a certain amount of money which is usually a minimum of IDR 20,000 and collect it until you can reach a gold price of at least 1 gram.

Online Gold Investment Terms

Each marketplace or platform has different requirements for investing in gold. But generally all the requirements needed are verification of personal data such as KTP and the required forms.

In practice, almost all marketplaces or websites that provide this service allow someone to repay gold starting from 0.0001 gram.

The second most important requirement is that everyone who invests in digital gold must maintain the OTP code sent, because this code is the key to transactions.

Application Recommendations for Gold Investment Online

For those of you who are looking for a gold investment application, you can choose a credible website or marketplace, as follows:

1. BukaEmas or BukaLapak

As you all know, BukaLapak is a very popular buying and selling e-commerce and is also in great demand by many people.

Online Gold Investment Terms
Gold Piece (Source: hamiltonleen via pixabay)

In 2017, BukaLapak launched BukaEmas where users can save and repay gold there, this is what makes buying and selling gold online in Indonesia popular.

The public or BukaEmas users can invest starting from 0.0001 gram. The gold obtained also comes from Antam and is LBMA (London Bullion Market Association) in nature.

Specifically, the gold pieces can be withdrawn if they have accumulated to 1 gram of gold.


ORORI is a platform that sells jewelry online, besides that ORARI also allows users to buy Antam's gold and other precious metals to invest.

You can visit ORARI on the website and application, besides that you can also go through e-commerce such as Tokopedia, Sopee, Lazada, and also BliBli.

3. E-Mas

E-Mas is a mobile application launched by ORORI in 2017 to make it easier for Indonesian people to transact gold or only buy it for certain purposes.

You can also buy gold with a minimum nominal value of IDR 100, you know, the gold you buy will be stored in your account, and you can add it or sell it whenever you want.

If the amount of gold you have has reached the weight of physical gold on the market, such as 1 or 5 grams, you can also withdraw it in physical form.

4. Precious Metal Safe

Precious metals is one of Antam's business units, the precious metals site also provides a service called BRANKAS (Planning Securely Manage Gold) is an online transaction service. buying and selling gold.

The price offered is also cheaper because it has not been printed physically so it is perfect for those of you who want to try investing in gold.

Purchases of gold in the Vault can only be made in whole numbers, such as 1 gram. Besides that, you can also sell it back if the price of gold is rising so that you can make a profit.

The resale price at BRANKAS is claimed to be higher and also profitable, if you want to withdraw it in physical form, then BRANKAS will work with a third party courier to send it to their respective homes which are equipped with insurance.

Precious Metal Safe
Precious Metals (Source: zlaťákycz via pexels)

5. Lakuemas

Lakuemas is a gold buying and selling platform that also provides certificate printing services with the smallest denominations starting from 10 grams.

For transactions at Lakuemas, the minimum gold purchase transaction is IDR 50,000. Lakuemas also has a feature of selling cash for guarantees and practicing safekeeping for storing gold.

6. Pawn shops

Pegadaian also has an online gold investment service, this state-owned company has an application called digital pawn shop which you can download on Playstore or App Store.

At Pegadaian you can open a savings account and also do gold transactions. If you want to invest through a pawnshop application, you need to prepare your identity.

7. Tokopedia Emas

Furthermore, another marketplace that provides gold savings services is Tokopedia. Like on other platforms, gold saved can be converted into physical form by depositing it in a pawnshop.

The lowest nominal for saving gold on Tokopedia Emas is RP. 500. If you want to start investing, you can open the Tokopedia website and select the Tokopedia Gold option.

How to Invest Gold Safely Online

Below this has summarized a list of safe and reliable ways to invest in gold online, as follows:

1. Antam's LM Services

Below we have summarized the steps for investing in gold online at Antam's LM services, as follows:

a. Register at the Branch Office

Please note, as long as this gold investment is carried out online or online, the initial registration procedure requires that prospective customers come to Antam's offices, namely LM Boutiques which are spread throughout Indonesia.

How to Invest Gold Safely Online
Gold Bar (Source: pixabay via pexels)

In addition, registration cannot be represented, so you have to come directly to the branch office. After reading the terms and conditions, then you need to fill out the registration form and attach documents such as KTP, Taxpayer Identification Number (NPWP) and Family Card for heirs.

For registration, you will also need to pay an annual fee which varies based on the type of membership which will determine the maximum investment amount allowed.

The types of membership referred to include the following:

  1. Gold individual: IDR 300,000 annual fee, with a savings limit of 500 grams
  2. Individual Platinum: IDR 500,000 annual fee, with a savings limit of 1,000 grams
  3. Diamond individual: IDR 1,500,000 annual fee, with a savings limit of 2,500 grams

Later, you only need to choose the type of BRANKAS LM membership. Of course according to your investment strategy.

b. Enter the LM BRANKAS Site

After registration, you will get a user ID and password to access and make buying and selling transactions on the BRANKAS LM website.

Please note that transactions in safelm can only be made on business days and hours, both for purchase, sale (buy-back) transactions and requests for physical gold withdrawal.

If an online transaction is made outside working hours, the transaction will be rejected by BRANKAS LM. All contributions on the website must be during business hours.

2. Pawn shops

Apart from Antam, online gold investment can also be made through the Pegadaian application. The technique is not much different from BRANKAS LM. First, you must fulfill the terms and conditions needed to create a Gold Savings account at the Pegadaian Branch Office.

Then you must fill out the account opening form and pay an administration fee of IDR 10,000 and a 12-month deposit facility fee of IDR 30,000.

After filling out the form and paying for administration, you will get a Gold Savings Book and can buy Gold Savings starting from 0.01 gram.

If you want real gold bars, you can order prints with a choice of chips (1gr, 2gr, 5gr, 10gr, 25gr, 50gr, and 100gr) by paying a printing fee according to the pieces you choose.

Currently, transactions for printing gold bars can only be made at the branch office where the account was opened by showing the passbook and original identity.

3. e-Commerce

Apart from BRANKAS LM and Pegadaian, gold investments can also be made through e-commerce platforms such as Bukalapak and Tokopedia. At Bukalapak, you can invest in gold using the BukaEmas function with a minimum investment of 0.0001 gram.

Application Recommendations for Gold Investment Online
Gold Piece (Source: michael-steinberg via pexels)

Through the BukaEmas feature, the gold obtained comes from Antam and is verified by the LBMA (London Bullion Market Association) where the gold coins can be withdrawn after collecting to 1 gram.

But keep in mind, you must register with a Bukalapak account if you want to make transactions at BukaEmas. Meanwhile, at Tokopedia, an online gold investment service that can be used is Tokopedia Emas.

In collaboration with PT Pegadaian (Persero), Tokopedia Emas allows you to convert gold purchased through the application into a tangible form. This gold will be placed at Pegadaian and is safe because it is under a State-Owned Enterprise (BUMN) and supervised by the Financial Services Authority. Finance (OJK).

To invest in gold here, start by downloading the Tokopedia program. Then create an account first before investing. If you are registered, you can invest in gold with capital starting from IDR 5,000.

4. WhatsApp

You can use this method if you don't have time to come directly to Antam's gold boutique.

You can make gold purchase transactions via WhatsApp, but you still have to come to the nearest Antam gold boutique to pick up the gold that has been purchased.

Because purchasing gold via WhatsApp is not equipped with shipping expedition facilities. For those of you who want to buy gold through the WhatsApp application, here's how:

  1. The first thing you need to do is visit
  2. Next, click Antam's gold message via the LM gold boutique WhatsApp
  3. Then select the location of the boutique you want to visit
  4. After that, you will be directly connected to the WhatsApp purchase admin for the precious metal gold boutique, and you can send messages to buy gold
  5. Then the clerk will give you a form of personal data and an order that you must fill out
  6. Next, double-check the order you want before sending the purchase form to the WhatsApp admin
  7. If you have submitted your personal data, you will be asked to send a photo or scan of your KTP and NPWP (if any)
  8. Next you will be sent a virtual account number to make a payment
  9. Make a payment via bank transfer then send proof of delivery to the admin
  10. You can also come to the precious metal boutique to pick up gold orders after D+1 on working days and hours according to the gold boutique service. The maximum withdrawal limit is H+7 after the transaction takes place

Gold Investment FAQs Online

Below we have summarized some frequently asked questions about online gold investment, as follows:

1. What are the available online gold investment methods?

Available online gold investment methods include buying physical gold online, buying gold mutual funds, and buying gold contracts on futures exchanges.

2. Is Online Gold Investment Safe?

Online gold investment is fairly safe, if you choose a company that is trusted and has a good reputation. You also need to make sure by doing research and comparing several company options before deciding to invest.

3. How to start investing in gold?

The first thing you need to do is open an account at a company or platform that offers online gold investment services. Then you can choose an investment method that suits your investment needs and goals.

4. Are There Any Additional Costs When Investing in Gold Online?

Yes, there are several additional fees that may be charged when you invest in gold online, namely:

  1. Purchase Fee, this fee is the price of gold that must be paid when buying physical gold or gold contracts on futures exchanges.
  2. Storage Fee, if you buy physical gold online, later you will be charged a storage fee to store the gold in a safe place.
  3. Management Fee, Gold mutual funds may charge a management fee to manage the funds you have invested
  4. Transaction Fees. For some platforms or companies that offer online gold investment services, they may charge a transaction fee for every transaction you make
  5. Taxes, online gold investments may also be taxable, depending on the country you live in. You also need to understand the tax regulations that apply in your country before investing in gold online.


Online gold investment is a gold transaction activity in digital form, so you don't need to come to a gold shop to buy physical gold.

This is an article about how to invest in gold online when prices drop reliably, I hope the information we provide above can be useful and helpful for all of you.

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