The Best Online HP Credit Without DP & Without Survey

Rancakmedia.com – Online HP credit is a loan that allows consumers to buy cellphones in installments without a credit card, and without the need to look at the credit. The rapid development of fintech coincides with the emergence of online cell phone loans.

Kredivo and Akulaku are the two main actors in this industry. Is there a shop where I can get top up in Akulaku? Our data shows that recently there were more than 12 application HP credit which provides HP credit for iPhone, Samsung, Oppo and Xiaomi phones. Which HP is the greatest?

Technological developments bring significant changes to the sector finance. Getting approval for a loan without face-to-face interaction is very fast, because it can be done via the Internet.

This new fintech development allows you to buy HP in installments. A well-received sector in the Indonesian market.

Credit card installments are the only way for customers to buy a cell phone if they want to make a credit purchase. Installment transactions are an option when you use a credit card. This approach is difficult for some individuals. Many people can't get a credit card.

No Need for Surveys for Mobile Credit Online

What exactly is online cellphone credit? You can buy them without completing surveys or using a credit card. Even better, you can credit your phone without making any payments. Fintech offers the opportunity to buy HP brands such as Iphone, Oppo, Samsung and Xiaomi on this occasion. The increasing opportunities in alternative card methods are motivating fintech companies to create their own online installment services that are free of credit cards. For this product, those who want to get credit installments don't need a credit card, so it's profitable for them.

Fintech companies even provide online loans without credit checks. Customers apply for loans easily by using a credit application at an online mobile shop. Do not visit the office or hand over any papers as it is not necessary.

HP customers already get installments.

There are also credit plans for cell service, which require no down payment and pay bills only by credit card. No payment required.

One of the new ones is the new cellular credit policy without credit checks from fintech because so far banks and multifinance businesses require customers to provide proof of income or creditworthiness when applying for cellular credit.

Let's take a look at the application process for Kredivo and Akulaku. They are the best HP credit installment supplier, after obtaining high online rates from people in 2019.

Are there strings attached if I receive HP credit? How to get iPhone, Oppo, Samsung and Xiaomi credit installments without a down payment?

Credit Credit HP Online

Without a credit card or down payment, Kredivo is an online installment service. With different payment options, Kredivo offers online shoppers direct credit without the need for a credit card, with a variety of payment terms, from one payment in 30 days to three, six, or twelve monthly installments.

Some say that Kredivo is accessible in 150+ stores. They seem to concentrate on big online stores like Tokopedia, Bukalapak, and various other e-commerce companies.

What Steps Must Be Taken To Get HP Credit Online With Kredivo?

First, you need to download the Kredivo application to use a loan, which can be accessed on the Google Playstore and Apple App Store. If you wish to apply, you must complete all application requirements.

You will receive a credit line if your application is approved, which you can use to purchase items from participating stores.

HP Online Credit Submission Requirements:

• Earn IDR 3 million a month or more.
• no one is under the age of 18
• Only for residents of Bandung, Semarang, Surabaya, Denpasar, Palembang, Medan and Greater Jakarta.
• Must have Facebook account required.
• Kredivo allows you to use two process flows: one with variable requirements and another with more specific conditions.

HP Online Credit at POS

You don't need to provide proof of your residence or income, but you must:

• to a single e-commerce account used for payments
• Allow one online banking account linked to your payment account.
  upload papers of two types
• Two things for proof of residence (ie: family card, credit card bill or phone bill)
• Second set of documents: two types of income (such as income statements or payslips, as well as personal bank account details or tax records)
• When you give someone access to your online banking and e-commerce accounts, they may read and analyze your personal data.

You can use Kredivo to shop without a credit card, but only if you meet the following conditions: Kredivo is active and your limit has been approved, and you are a member of the store where you want to shop.

The Kredivo account is active and has a loan limit.

Installment Terms

Valid for a minimum transaction price of IDR 1,500,000 and a maximum of IDR 20,000,000. If you don't have a Tokopedia Kredivo Credit Card yet

To start using Kredivo, you must first register with the application

For late payments, Kredivo charges interest of 4 percent per month and a late fee of 6 percent per month on the amount due.

As stated in the Kredivo credit agreement, a penalty of 6% from outstanding payments will be charged monthly for each month the account is due. If you owe IDR 500,000 in March, after paying IDR 300,000, you will be charged a late fee for the remaining IDR 200,000, which amounts to IDR 12,000.

Akulaku HP Credit Online

Akulaku is an application that makes it easier to get an HP credit installment loan online because it doesn't require a credit card. Akulaku provides installment payments ranging from 3 months to 12 months.

For Online HP Credit at Akulaku Without Using a DP, Follow These Steps:

• Get AKULAKU through an online application that can be accessed on Google Play and Apple App Store.
• To join the AKULAKU program, open the AKULAKU application, register, and enter the required verification.
• Akulaku then looks for the following requirements when validating the application:
• Indonesian citizens (WNI) over the age of 18 to 50
• Living on the island of Java is where you will find these extraordinary animals.
• Have a fixed income every month.
• In addition, you are expected to provide documentation to apply for Akulaku credit, including (but not limited to) KTP, Facebook, LinkedIn, and proof of income (pay slip).
• Your results will be returned within one day of submission.

Akulaku is a survey-free company, offering customers an online process for getting credit to their cell phones.

When HP Akulaku Credit is Approved, Here's the Online HP Credit Process:

A loan limit is obtained, which can be used to purchase goods in installments after the application is approved.
Your credit limit ranges from 2 million to 9 million Rupiah, depending on the documents you provide. In the future, if you pay credit bills to Akulaku, the credit limit will automatically increase.
AKULAKU is an online credit system that allows you to take advantage of approved loan limits to make purchases on credit. The process is like this:

Select the product you want to buy. Akulaku offers a large selection of products with various installment options.
AKULAKU team will follow up with you about the status of the down payment after it is received.
We will send your application as soon as you receive notification that your order has been approved.
One important detail to keep in mind is that you have to make a down payment with AKULAKU. This is important.

You will need to pay the difference between the loan limit and the price if you are found to have purchased goods above the loan limit. Even if the price of an item exceeds the loan limit, you can still place an order by paying a larger down payment.

Akulaku Versus HP Credit Credit online

Have you seen Kredivo and Akulaku, both of which are one of the best online credit providers available today?

I rated Akulaku and Kredivo as online credit providers (no credit card) because I needed new equipment. Profits vary from one to the next.

Kredivo really stands out because it never requires a down payment to make payments with cellphone credits. As you can see, you have to pay a deposit to apply for a payday loan with Akulaku.

It is impossible for Kredivo to buy anything beyond the loan limit. A limit of IDR 3 million in the Kredivo application will stop you from making purchases that exceed this limit.

Akulaku offers a feature that allows customers to make prepayments, meaning you can get more out of your credit limit by using the down payment to cover the excess.

Kredivo requests permission to monitor financial accounts, such as banking and e-commerce. The goal may be to ensure fast credit approval approval. Akulaku does not ask for this information as you can use the online application form to fill in the required information.

A credit cardless payment option known as OVO PayLater has been launched. Tokopedia, one of our most popular sites, and OVO collaboration locations, all now include OVO PayLater in the form of a credit limit, so we can shop there using our OVO credit.

Conclusion :

HP Credit is a loan that allows consumers to buy cellphones in installments without a credit card, and without the need to look at the credit. Customers apply for loans easily by using a credit application at an online mobile shop. There are more than 12 cellphone credit applications that provide cellphone credit for iphone, samsung, oppo, and xiaomi cellphones.

Kredivo and Akulaku are the two main suppliers of HP credit installments, having obtained high online rates from the public in 2019. Kredivo offers direct credit to online shoppers without the need for a credit card, with a variety of payment terms, from one payment in 30 days to three, six , or twelve monthly installments.

Kredivo is an online payment method that allows users to make installment payments starting from $87,604 monthly up to $246,596 for six months. Kredivo charges interest at 4% per month and a late fee of 6 percent per month on the amount that is past due. If you owe IDR 500,000 in March, after paying IDR 300, you will be charged a late fee for the remaining IDR 200,000, which amounts to IDR 12,000.

Akulaku is a survey-free company, offering customers an online process for getting credit to their cell phones. AKULAKU is an online credit system that allows you to take advantage of approved loan limits to make purchases on credit. Kredivo really stands out because it never requires a down payment to make payments with cellphone credits.

Kredivo requests permission to monitor financial accounts, such as banking and e-commerce. The goal may be to ensure fast credit approval approval. Akulaku does not ask for this information as you can use the online application form to fill in the required information. A credit cardless payment option known as OVO PayLater has been launched.