Rancakmedia.com – How to Overcome Loans, maybe those of you who have a loan and can't pay it off might feel a bit worried. Of course, if there are customers who have problems paying loans, they will be collected with online loans. It might be easier to deal with it if it's just a phone, text, or whatsapp conversation. But what about DC coming into the house ?
Most people dread coming to DC or home debt collectors. Maybe it's because they never have, or maybe their neighbors and the people around them are embarrassed. Actually, we don't need to be afraid or ashamed if DC is leading. When there is no ability to pay, we can talk about it properly as long as we have good trust. But you should probably know that Pinjol came to the house to prepare himself. A few things you should know before discussing what DC Pinjol comes to its customers.
Legal Online Loans
Online loans with field collectors or DC are those with formal legitimacy. In the essay, we recommend that unauthorized loans are not repaid because of the interest and penalties that suffocate customers. In other words, we suggest avoiding illegal loans. Kominfo also suggests paying off loans without paying to borrowers who break the law. The reason is the same, because the system does not comply with OJK regulations.
You Will Be Visited By DC If You Have Any Arrears
The amount of the bill
Various experiences of customers who fail to pay online loans. Field collectors do not visit customers with small debts. Maybe a little here the range is less than 1 million rupiah. However, this does not guarantee that DC will not visit you if you have an employee with that nominal.
Location of residence
The location of the client's house apart from the nominal bill also determines whether or not the customer in question can be visited. Those who live in small towns (the Pinjol office can be said to reach out to them) are generally not visited by DC. Billing only by phone.
How to deal with fleas that come to the house?
- My money fund
- Rupiah money
- Smart Credit Shopping Pay Later
The pin above has a DC or field collector based on the information received. According to consumer events and experiences, even outside Jakarta, DC Pinjol-Pinjol officially visits customers. So you could say they have a broad spectrum. According to information, some customers come to Jakarta and its surroundings exclusively. The example mentioned earlier.
So, if you have questions, did the loan come to RMH? This is a list of Pinjols who have field DCs to be directly responsible for customers. Pinjol Buddy on the list? Don't panic, we have a solution for how to deal with fleas, you have to be prepared for them. Show your good faith in debt settlement, even if it can't be paid. Negotiable, for example, in installments. If this is not in the list? You can rest easy, of course.
But remember, you have debt obligations that you must pay off. You cannot avoid accountability if you are not visited by a field collector. One of the consequences of not paying Pinjol's official debt is paying the BI Check blacklist, which might make it difficult for you later. The field will not be visited by DC, we will not be chased and shamed by our neighbors.
We recommend, however, that the debt must be paid and repaid. Maybe you with “90 more days, Loan can't collect.” That's right, it's OJK policy. However, there are consequences that need to be acknowledged, such as Blacklisting. After all, if you want to clear the BI Blacklist someday, you have to pay arrears. As long as the debt problem can be resolved, pay off immediately or negotiate to pay off the debt.
Maybe this is the only information Jagoan Gadget can communicate. Hopefully the question "what loans come to the house" will be answered. Thank you. Thank you.
If there are customers who have problems paying loans, they will be collected with online loans. The location of the client's house apart from the nominal bill also determines whether or not the customer in question can be visited. Unauthorized loans may not be paid because of the interest and fines that strangle customers. Jagoan Gadget has compiled a list of Pinjols that have field DCs for direct-to-customer accounts.
If your house is on the list, you should be prepared to deal with it and show good faith in settling the debt, even if it can't be paid. After all, if you want to clear the BI Blacklist someday, you have to pay arrears.