How to transfer Gopay to Ovo Anti-hassle – In the following, we will provide anti-complicated tips for transferring GoPay to OVO. Gopay and OVO are two digital wallets that are well known to many people.

Maybe you already understand and know about Gopay or OVO. But did you know that these two digital wallets can transfer to each other.

So, how do you transfer using this platform. Is the process difficult or what. So that you are not curious, you should consider the following detailed description. Don't forget to prepare snacks and a cup of coffee to accompany you to listen to this information.

What is Gopay

Before discussing in full the transfer guide from Gopay to OVO, you should first know about the GoPay application itself.

Gopay is an electronic money or digital wallet application that provides e-money services from Gojek Indonesia. You can use this application to save Gojek credit which you will later use when making transactions.

These transactions are in the form of GoRide, GoCar, GoSend, GOFood and so on. You can also use the Gopay application when making non-cash transactions. But of course, with the condition that the shop or merchant is a business partner of Gojek.

Features of the Gopay Application

You can also call Gopay electronic money or a virtual wallet. There are many features that you can use in this Gopay application. Here are some of the features of the Gopay application that you can use that are included in the GoPay to OVO discussion:

Features of the Gopay Application

  1. Payment features in the Gojek application. You can use Gopay to complete transactions in Gojek applications such as GoRide, GoCar, GoFood, Go Shop, GoSend, GoPulsa, GoBox, GoTik, GoBills. It can also be used for Go Massage.
  2. Payment in shops or restaurants. This feature allows you to make payment transactions at merchants or shops that already have a partnership with Gopay. Payment for this transaction can use a barcode scan or QR code.
  3. Make payment transactions at online stores. You can also make payments for transactions you make online. However, like payments at offline stores, you can only use Gopay for online stores that have collaborated with Gopay.
  4. Other financial transactions. With Gopay, you can also make other financial transactions. For example, making cash withdrawals through your bank account and also making transfers to fellow Gojek application users.

The advantages and disadvantages of the GoPay application

From the many functions and uses of Gopay, of course this application has several advantages and disadvantages. What are the advantages and disadvantages, see the following information.

The advantages and disadvantages of the GoPay application


Advantages of the Gopay Application

  1. The Gopay application is very easy to top up. You can do it through ATMs, mobile banking, internet banking, sms banking, minimarkets, pawnshops and through partners or drivers
  2. You can process transactions 24 hours. You can use the Go Pay service to make transactions 24 hours a day whenever and wherever you are. This includes transfers from Gopay to OVO.
  3. Have an interesting promo. Don't be surprised, Gopay often offers attractive promos every time you finish making a payment using this application.
  4. Gopay has various transaction services. Of course you can use Gopay for any transactions while in the Gojek application, merchants or shops that work with Gopay.
  5. The Gopay application has Go Points. Interestingly, every time you use Gopay you will get a token. Then you can exchange these tokens with Go Point. Later with this GoPoint you can get prizes or vouchers.
  6. Gopay guarantees the security of its user data. This is because the GoPay application has updated technology. So that whatever transactions you make as well as all balances and personal data information will be safer.

Disadvantages of Gopay

The only weakness of the Go Pay application is that there aren't many e-wallet payment features. Unlike other applications that are similar to it. However, this is not an obstacle because it is covered by existing advantages.

What is the OVO Application

Because this description relates to the transfer process from GoPay to OVO, you must also know the OVO application in detail. Maybe you have often heard about OVO either from the internet, television or from people close to you.

Or maybe you also have used this application. But do you already know what this OVO application actually is. So that you know clearly about the real OVO application, just look at the full description below.

The OVO application is a smart application that offers many conveniences for its users. Both when making payment transactions online as well as offline.

In this case, it includes GoPay to OVO transfer transactions. But like other e-wallet applications, not all shops or merchants serve payments via OVO.

You can only use the OVO application to make payments at shops or merchants marked with OVO Accepted Here. Apart from that, you can only make payments using OVO at shops / merchants that work with OVO.

Several shops / merchants that have collaborated with OVO, namely Tokopedia,, GRAB and so on. If you want to know more, you can search for it in the OVO application.

Uses and Functions of the OVO Application

For those of you who have used the OVO application, of course you feel that you have received a lot of help from this application. Not only that, you can also enjoy the convenience and smoothness of cashless or non-cash payments. You can also easily transfer GoPay to OVO.

In making transactions, OVO offers two methods, namely OVO Cash and OVO Points. OVO Cash is a payment method that you can use when making transactions at shops/merchants that work with OVO.

You can top up your OVO Cash balance either through an ATM, debit card, credit card, or through GRAB and Tokopedia partners. For its use, you can take advantage of this OVO Cash in several financial transactions.

For example, paying for electricity/PLN, buying credit/PLN tokens, topping up credit from various providers and investing in OVO Invest. Apart from that, you can also use OVO Cash to make payments at online or offline shops / merchants.

The second method from OVO that you can use is OVO Points. OVO Points are loyalty rewards for OVO users who have made transactions at merchants or shops that are OVO application partners.

The advantages and disadvantages of the OVO application

The conditions for getting OVO Points are that you must make a minimum transaction of IDR 10,000. You will get OVO Points when you get cash back. The use of OVO Points is almost the same as OVO Cash. You can make payments using OVO Points.

But the difference is, when making payments using OVO Points you don't use an OVO Cash balance. This is the same as saying that you buy things for free or at a discount.

If you calculate using rupiah, the value of 1 point on OVO Points is the same as 1 rupiah. So if you have 100,000 points it means you have IDR 100,000. What you have to remember is that OVO Points have an expiration date of 18 months from the time you get them for the first time.

The advantages and disadvantages of the OVO application

OVO, like other digital wallet applications, also has advantages and disadvantages. In terms of advantages, OVO offers many attractive cashback promos. You also get convenience when you top up.

Another advantage of the OVO application is the loyalty rewards in the form of points. Apart from that, OVO also has many merchants spread across Indonesia. Such as Tokopedia, Hypermart, Cinemaxx, Books & Beyond, and many more.

With OVO you can also make transactions at more than 60,000 OVO outlets spread from Sabang to Merauke. Included in this is that you can transfer via GoPay to OVO.

When looking at the appearance of the application, another advantage of OVO is its user interface which is simple and easy for you to understand. With this simple and easy display, beginners can use the OVO application quickly and without problems.

Meanwhile, the drawbacks of OVO are points that easily expire because points are only valid for 18 months. This means if you don't use it, your OVO points will be forfeited.

Furthermore, OVO charges admin fees when transacting at the bank. In the past, there were no admin fees for OVO transactions. However, as time went on OVO finally imposed an admin fee for each bank transaction of IDR 3,000.

Another drawback is that the billing service is incomplete. The OVO application does not yet provide services in the form of PDAM and PND Gas bills. The new OVO provides PLN, BPJS, cable TV and insurance billing services.

Apart from that, the drawbacks that you can find in the OVO application are that there is no notification when OVO performs application maintenance. So that makes OVO application users confused because they cannot access and use their OVO.

Guide on how to transfer GoPay to OVO

Guide on how to transfer GoPay to OVO

From the description listed above, you must have known that GoPay and OVO are two virtual or digital wallet applications. You may ask whether this application can transfer to each other. For example transfers from Gopay to OVO.

You may not believe that these two applications can transfer to each other. But that's the truth. You can make transfers to these two types of e-wallets practically and only use your cellphone.

There are two ways you can do the GoPay to OVO transfer process. Please take a look at these two methods below.

Transfer from GoPay to OVO Using Bank Nobu

Before making a transfer, make sure that your Gopay and OVO accounts have enough balance when making the transfer process. For more details, here is a transfer guide from Gopay to OVO that you can do easily.

  1. First of all, please open the Gojek application on your cellphone.
  2. Please log in and make sure that your GoPay has been registered and verified as an active user.
  3. Then you can choose the More menu or the Other menu and the Withdraw menu or Withdraw menu.
  4. Then please select the Add Another Bank menu or Add Another Bank.
  5. Next, you can enter the Nationalnobu bank name in the bank. Bank Nationalnobu this is OVO.
  6. Fill in your identity in the column provided which includes your name (according to your OVO account). Then fill in the account number according to the cellphone number that you registered on the OVO application. Add the number 9 before the first digit of your mobile number.
  7. After filling in the account number using your cellphone number then just select the Save button.
  8. Next, please enter the amount or nominal that you want to transfer from GoPay to OVO. Don't forget to choose a Nationalnobu Bank or Nobu Bank account.
  9. Next you can choose the Withdraw or Withdraw menu.
  10. Please confirm if you are sure of all the data that you have entered.
  11. Then enter the Gojek pin to immediately process the GoPay transfer to the OVO application.
  12. After this process you can wait a few moments until your GoPay balance is reduced. If so, it means that you have successfully completed the transfer process from Gojek to OVO.

You need to know that when carrying out this transfer process there is an admin fee of IDR 2,500. Therefore, always make sure to bring it before making a transfer, your balance is sufficient for the transfer process.

Transfer Gopay to Ovo Using Bank CIMB Niaga Syariah

Gopay and OVO are currently the most popular virtual wallets. Just like a bank, you can use these two digital wallets for transactions. For example, transfers from Gopay to OVO or vice versa from OVO to GoPay.

So, after discussing transfers using Bank Nationalnobu, you can also transfer Gopay to OVO using Bank CIMB Niaga. Here are the steps.

  1. First of all, make sure you have updated the Gojek application on your cellphone.
  2. Then open the Gojek application, select the Pay menu that appears on the initial display.
  3. Next, please click on the To Bank Account menu on the left side of the application display.
  4. Next, you can select the Instant Transfer To A New Account menu.
  5. Please look for Bank CIMB Niaga Syariah.
  6. In this step you can enter the cellphone number or OVO account number that you want to transfer.
  7. What you have to do next is add the number 8099. Put this number before the first digit of your cellphone number.
  8. After that you can press Verify. Please wait until the OVO ID number appears.
  9. If the OVO ID appears and the data is correct, then please press Continue.
  10. Then you can enter the nominal value you want to transfer. You need to remember that the minimum transfer amount from GoPay to OVO is IDR 10,000.
  11. Next you will be directed to the confirmation menu. If you are sure of all the data that you have entered, please select confirmation immediately.
  12. As the final step, please enter your Gojek pin.
  13. You have to wait a few moments until there is a message that the transaction you made was successful.

How, isn't it easy to transfer Gopay to OVO. Please try one of these methods which is easy for you. Hopefully this information is useful and can help you when sending funds through Gopay and OVO digital wallets.

How to Register and Top Up OVO and Gopay

How to Register and Top Up OVO and Gopay

Technological developments provide a new civilization to modern society. Modern society is now spoiled by the emergence of various digital wallets that have their own characteristics.

Interestingly, several digital wallets that are used by the public can be integrated with certain applications. This will certainly make the transaction process easier and can be accessed 24 hours a day. Especially now that it's easier to fill in or top up digital wallets such as OVO and GoPay.

Another interesting thing, digital wallets also provide rewards to their users according to the terms and conditions that apply and can be used for shopping.

How to Register OVO

For those of you who haven't used the OVO application, please follow the steps below to start using it.

  1. Download the OVO application which is available for free on the Play Store or App Store. If the application is already installed on your cellphone then open the application.
  2. You will immediately be asked to enter personal information. Please enter your name, email address and cellphone number. Wait for the OTP code to be sent by OVO to you.
  3. If the OTP code has been received, immediately enter the code correctly. Next, you only need to wait a moment for the verification process.
  4. After verifying you will be asked to enter a PIN so that transactions will be more secure.
  5. If everything has been fulfilled then your OVO account is already active.

You can use your OVO to make transactions at various partnered merchants. Apart from that, you can also make transfers to fellow OVO users.

You can upgrade to OVO Premier so you can transfer to a bank account. You can do it yourself by uploading a photo of your KTP or coming to the nearest OVO booth.

How to Register Gopay

To have a Gopay account is not enough because the method is almost the same as registering for OVO. Please see how to register Gopay below.

  1. Please enter the Play Store or App Store to download the Gopay application.
  2. Open your installed Gopay application and follow the next instructions.
  3. You are required to fill in personal data such as name, email address and cellphone number.
  4. Your Gopay account is already active and can already be used to make transactions.

The account is still not verified, however, you can already use several features to make transactions and payments. If you want to use other features, you must verify.

The Gopay account verification process is also very easy to do because you only need to take a photo with your KTP and send it. The verification process usually takes 24 hours. If it's verified, you can use all Gopay features.

How to Top Up E-Wallet or Digital Wallet

Each digital wallet has a different top up method. Top up can be done alone or through other parties. In the following, we will share how to fill in OVO and Gopay.

How to Top Up E-Wallet or Digital Wallet

Top UP OVO Using an ATM

You can top up OVO independently using an ATM. The minimum balance to top up is Rp. 10.000,-. Following are the steps for top up OVO via ATM.

  1. Insert the ATM card then press your ATM PIN.
  2. You will see a menu of many options. Please select "Transfer" and continue selecting "Virtual Account".
  3. Enter the virtual account code according to the bank you use and follow it with the cellphone number registered at OVO.
  4. Please enter the amount of the balance you want.
  5. Then press "Yes" to process the transaction and your OVO balance will also increase.

Top Up OVO from Booth

OVO top up can also be done by top up at the OVO booth directly. This method is classified as very practical because you only need to provide a registered cellphone number. The clerk will send the balance for the amount you requested. You can also pay in cash.

How to Top Up Gopay

Filling Gopay can also be done in various ways. Here are ways to top up your Gopay balance.

Top Up Gopay Via ATM

How to top up Gopay via ATM is more or less the same as how OVO does it. The following are the steps to fill in Gopay via an ATM.

  1. Insert the ATM card and enter the ATM PIN correctly.
  2. Select the "Transfer" menu then proceed by selecting "virtual account"
  3. Enter the code given by Gopay and follow it with your cellphone number.
  4. Next, you will be directed to fill in the balance amount. The minimum top up balance is Rp. 10.000,-.
  5. Continue to press "Yes" to approve the transaction. The balance will automatically increase.

Top Up Gopay From Drive Ojek Online

You can also top up your Gopay balance from online motorcycle taxi drivers. This method can only be done when you order a motorcycle taxi online. You can ask the motorcycle taxi driver to top up before completing the transaction to deliver the order.

The motorcycle taxi driver will ask for your registered cellphone number for Gopay and send you the amount of balance you want. Next, you also pay cash to the driver.

Top Up Gopay at the Minimarket

Gopay has collaborated with several minimarkets so you can also top up at these minimarkets. Here's how to top up at the convenience store.

  1. Please come to the minimarket that is part of Gopay's cooperation and then get to the cashier that you will top up Gopay.
  2. The cashier will ask for your registered cellphone number to forward your request.
  3. You can choose the amount of balance you want to enter. Balance options starting from 20,000, 50,000, 100,000 up to a maximum of 500,000.
  4. The cashier will fill in according to your request. In addition, you will also be charged an administration fee of 2,000 rupiah.
  5. Please open your application to make sure your balance is filled or not.
  6. If so, immediately pay off the payment to love.

Top Up GoPay and OVO on the Flip Application

Did you know that besides the methods mentioned above, GoPay and OVO top ups can also be done through the Flip application? Yes, now you can enjoy top up services to several e-wallets including GoPay and OVO via Flip. This method is certainly easier and more economical, because it can be done directly from your cellphone. This method is also free of admin fees, aka free. Following are the steps to top up your e-wallet via the Flip application:

  1. Download the Flip application on your cellphone via the Google Play Store and App Store or click here if you already have an account.
  2. Complete your personal data and make sure your account is verified.
  3. If so, select the send money menu and click "Add New Account."
  4. In the Send Money Destination menu, select the e-wallet tab.
  5. Choose your favorite e-wallet and enter your registered cellphone number.
  6. Enter the top up nominal, click continue then select a payment method. You can choose the bank you use from the list of existing banks.
  7. Transfer a nominal amount accompanied by a unique code to the Flip account number, then click "I've Transferred".
  8. You have saved IDR 1,000 to top up your favorite e-wallet.


So, that's the information we can convey about OVO and Gopay, I hope what we can convey can be useful for everyone. The application has the same function, which is to make it easier for you to make transactions or pay various kinds of bills.

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