Terms and How to Submit a Claim for Jasa Raharja Insurance

Rancakmedia.com – If you don't know the terms and how to submit a jasa raharja insurance claim, you can see the article below to find out in full.

Accidents are too common in Indonesian society. If you drive your own vehicle or use public transit, you have a variety of options.

Therefore, PT Jasa Raharja (Persero) carries out insurance controls for each road user, public transport passengers, private car passengers and pedestrians.

Then, how do accident victims file a Jasa Raharja insurance claim?

Procedures for Submitting a Claim for Jasa Raharja

1. Request an accident certificate from the local Police Traffic Unit
2. Make a health or death certificate from the hospital.
3. Bring the identity of the victim (original and photocopy):
   Family Card (KK).
   Identity Card (KTP).
   Marriage certificate.
4. Visit the Jasa Raharja office and fill in the data on the form.
5. Submit the form and attach supporting documents to the officer.
6. Waiting for the disbursement process.

Supporting documents

For injured victims receiving treatment, they must have:

1. Police reports and pictures of the crime scene (TKP) or accident reports from other agencies
2. Original invoice for medical expenses and medicines
3. Photocopy of the victim's identity card
4. Power of attorney signed by the victim and signed by the heirs, attached with a photocopy of the victim's KTP (if approved)
5. Provide a copy of the referral letter if the victim is transferred to another hospital

For victims of serious injuries to the point of disability:

1. Reports from authorities, such as accident reports and pictures of crime scenes
2. Permanent disability certificate from the doctor who treats the patient
3. Photocopy of the victim's KTP issued by the government
4. Self-portrait displays a lifetime of distraction

For injured victims who later died:

1. Reports from authorities, such as accident reports and pictures of crime scenes
2. Death certificate from the hospital/death certificate from the kelurahan, if the person concerned is not taken to the hospital
3. Photocopies of KTP victims and heirs, as well as Family Cards (KK)
4. Photocopy of birth certificate
5. Original receipts for medical expenses and prescription receipts that are still valid
6. Provide a copy of the referral letter if the victim is transferred to another hospital

For the victim who died at the scene of the crime:

1. Reports from authorities, such as accident reports and pictures of crime scenes
2. A death certificate from the hospital or if the person was not brought there, a death certificate from the kelurahan
3. Photocopy of KTP of victim and heir
4. KK is a photocopy of the original
5. Photocopy of the marriage certificate of the victim who is married
6. Photocopy of the victim's unmarried birth certificate
7. The amount of compensation for Services Provided by Raharja

Amount of Compensation Services Raharja

The following is the amount of compensation given by Jasa Raharja to the accident victims:

1. Death benefit: 50 million Rupiah
2. Permanent disability compensation (maximum): 50 million Rupiah
3. Repair compensation (maximum): 20 million Rupiah for users of land and sea transportation and 25 million Rupiah for users of air transportation
4. If the victim has no heirs, compensation for funeral costs: 4 million Rupiah
5. Additional benefits (reimbursement of first aid costs) compensation: 1 million Rupiah
6. Additional welfare compensation (payment of ambulance costs): 500 thousand Rupiah.

The loss of the right to compensation for Jasa Raharja

In the following cases, the right to compensation will be lost, if:

1. More than six months after the accident, people started filing claims for compensation
2. Apart from Jasa Raharja, which authorized the request for compensation, there was no further charge for the three months after that

Priority for Beneficiaries of Jasa Raharja Compensation

The following are priorities for heir compensation:

1. Legal widow or widower
2. Legal children
3. Legal parents
4. If there are no heirs, the funeral costs will be returned to the organizers

Conclusion

In the article above, we do not only provide the methods and conditions for submitting a jasa raharja insurance claim, but also provide information about the amount of compensation for jasa raharja, the loss of compensation for jasa raharja and the priority of heirs receiving compensation for jasa raharja.

Thus the article regarding Terms and How to Submit a Claim for Jasa Raharja Insurance, I hope the article above can be helpful and useful for all of you.