Tips for Safe Interbank Transfers, Free of Admin Fees – As we know, there are lots of risks when transferring between banks. Here are tips on interbank transfers that you can do safely, see the article below until it's finished.

One of the risks when transferring between banks is that one of them will be charged a higher fee or if you enter the wrong number, the funds can just disappear.

List of Interbank Transfer Tips

List of Interbank Transfer Tips

Make bank transfers with method the right one by making instructions on how to do it right:

1. Don't Transfer Too Much

The first criterion that must be met if you want to use an application to make transfers between banks is not to use a nominal that is too high.

If the amount to be transferred is high enough, it is recommended to use ATM or come directly to the bank.

If the nominal is high, it doesn't matter if the transfer fee that will be charged is IDR 6,500. Transfers, on the other hand, are quite secure.

So you don't need to worry if later the transferred funds don't reach the recipient or a problem occurs.

Therefore, the nominal amount to be transferred must always be planned in advance. There would be no problem if only hundreds of thousands of dollars were transferred.

This application will allow you to create and receive data using transfers. As a result, even if something goes wrong, such as a misplaced transfer, there can be no miscommunication.

2. Familiarize yourself with the Terms and Conditions of the Application

Be careful to find out what terms and conditions are included in the transfer application. To avoid blunders when transferring funds, make sure you thoroughly review the terms of each application.

Get to know the Application Terms and Conditions

Some of the requirements that usually must be met include when you plan to transfer a significant amount.

Usually this transfer procedure must be carried out if the account has been fully confirmed. Scannable ID cards are a great example.

In addition, in one day there is usually a transfer limit for a specified number of times or amount. The transfer will be terminated or a higher fee will be charged if the threshold is exceeded.

3. Make sure the Account Number is Right

Account number is required before you can use the application to perform interbank transfer.

Do not transfer to the wrong account number because it will not be returned. So you have to be careful and know the name of the recipient.

Under certain circumstances, a transfer to the wrong account number is usually not possible. In most cases, the account number is invalid or no longer in use.

But if you're unlucky, someone might use that number so you get in there.

It's always a good idea to double check who owns the account before sending money. Several applications generally can be used to check directly. So there is no need to worry if you want to do the transfer procedure.

Don't Transfer Too Much

4. Only transfers to official accounts

Every time you use the application to make a transfer to Bank account else, you will run into this problem.

You will be asked to make a transfer to the account owned by the application according to the type of account you are using.

If you have an account BCA, almost always you will be asked to transfer funds to a BCA account as well.

Then the funds will be transferred to the target account so there is no administration fee of IDR 6,500.

So, to avoid any issues, make sure you transfer funds to the correct account. If you transfer to the wrong account, the funds can't be credited and so can't be transferred to the target account. Not to mention the fact that you will still be charged a sizable administrative fee.

5. Contact CS immediately if there is a problem

If you believe you have a lot of problems or find it difficult to make a transaction, it is recommended to contact customer service immediately.

By contacting customer service, you can quickly get support to carry out certain steps.

Just don't call customer support at first if you come across a particularly questionable item.

Furthermore, if you decide to transfer, you don't have to make one yourself. Instead of losing the higher amount, it is better to lose 6500.

6. Check the Nominal Transfer

The last thing that everyone should pay attention to when making a transfer is to always check the nominal.

Because transfers and only one nominal can cause the transaction to fail to be executed or you experience a loss.


Below we have summarized some frequently asked questions about interbank transfers, as follows:

How Long is Pending Bank Transfer?

This process usually takes about 4 hours. If the transfer is made after 15.00, then the transfer will arrive at the destination account the next day.


In the article above, we have provided 6 tips that you can refer to so that your inter-bank transfers are safe.

Thus the article about Safe Interbank Transfer Tips, Free of Admin Fees. Hopefully the above article can be useful and helpful for all of you.

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