4 Online Loan Applications Without BI Checking Very Safe
Rancakmedia.com – If you are looking for an online loan application without BI checking, you can easily get it in the article we provide below, read it to the end, OK?
This is often a plague for potential borrowers. However, currently there are many online lending platforms without BI checking that might be an alternative when you need cash.
List of Online Loan Applications Without BI Checking
Below we have summarized a list of online loan applications without BI Checking, as follows:
Smart Credit
Smart Credit is an online loan platform without BI checking. Not only that, applying for credit in this application also does not require collateral and the procedure is very simple. Only with a KTP, you can immediately get a loan limit offer of up to 8 million rupiah.
For those of you who have a bad credit history, you don't need to hesitate to apply for a cash loan in the Smart Credit application. Because there are so many benefits that you will get here, such as:
- Personal data security is guaranteed because Smart Credit has been approved by OJK
- Loan product options include one-time or installment payments, with repayment terms from 14 days to 360 days
- Low interest, only 0.5 percent per day
- Get a chance to get amazing incentives and coupons.
My cash
Tunaiku is a P2P Lending fintech that does not use BI Checking.
The maximum given by TunaiKu varies from 2 million to 20 million, the loan term is 3-6 months. To apply for a loan, you can download the application on the PlayStore and AppStore, or visit the Tunaiku site.
The requirements for applying for a loan through the Tunaiku application are as follows:
- Minimum age 21 years to 55 years
- Indonesian citizens
- Have an active bank account
- Have a steady job and income
However, Tunaiku only serves clients in certain areas. So if you live outside the Tunaiku service area, it is guaranteed that your application will be rejected.
Cash Wagons
Cash Wagon is an unsecured online loan business that offers loans up to Rp. 5 million with a loan duration of up to 180 days. Like Tunaiku and Smart Credit, Cash Wagon is also an online loan platform without BI checking.
Fast and simple application procedure is the advantage of this app. It doesn't take long, transfer money directly to your account in a flash. Anyone can apply for a loan as long as they are Indonesian citizens aged 20-60 years, and have an active KTP and account.
Indodana
Meet your needs with loan cash through the Indodana application. The requirements are enough KTP, NPWP, Internet Banking Account or BPJS Number. All data provided will be guaranteed security, because this application has been legally registered with the OJK.
If the terms and conditions for applying for a loan have been met, then within a few hours the money will be disbursed into the account. In addition to the cash loan function, you can also use this application for purchases in installments without a credit card. Enjoy loans of up to 8 million with a term of up to 6 months.
Those are some online loan applications without BI checks that might be an alternative when you need cash urgently. The four apps above have different requirements even though they look similar.
Study the terms and conditions, especially those relating to loan limitations and tenors. So, apply for a loan according to your needs and ability to pay, OK! If you want to receive a unique bonus offer, immediately apply for a cash loan at Smart Credit.
FAQs
Below we have summarized some frequently asked questions about loans, as follows:
Do Online Loans Use BI Checking?
The requirements and application for a legal loan are quite easy because there is no BI checking. You don't need to worry because the status of this online loan is official and registered with the financial services authority (OJK).
Do Online Loans Use BI Checking?
The requirements and application for a legal loan are quite easy because there is no BI checking. You don't need to worry because the status of this online loan is official and registered with the financial services authority (OJK).
Conclusion
BI checking will reject credit applications if you have a bad credit history. With a KTP, you can immediately get a loan limit offer of up to 8 million rupiah. Tunaiku is a P2P Lending fintech that does not use BI Checking.
Anyone can apply for a loan as long as they are Indonesian citizens aged 20-60 years. The requirements are enough KTP, NPWP, Internet Banking Account or BPJS Number. If the terms and conditions for applying for a loan have been met, then within a few hours the money will be disbursed into the account.
Thus the information about 4 online loan applications without BI checking is very safe, I hope the above articles can be useful and helpful for all of you.
