7 Ways to Withdraw Akulaku Paylater Limits Easily
Rancakmedia.com – On this occasion we will provide detailed information about how to withdraw the paylater akulaku limit in various ways that we have provided the guidelines below, see the complete information here.
Akulaku is one of the best online loan applications used by many people today. Through Akulaku, users can not only buy goods in installments, but can also withdraw cash from Akulaku.
To withdraw cash at Akulaku, you can use the KTA Assetku cash credit facility or installment funds. These two Akulaku cash fund facilities are of course different in terms of credit limits and installment terms.
Many think that Akulaku can only be used for purchases with installment payments. Installment purchases are available if you have applied for an Akulaku limit. Of course, how to get Akulaku is also very simple, where you only need to download the application, register and then apply for a credit limit.
After the credit limit application is approved, you will be given a credit limit that can be used for purchases made in installments, like a credit card in general. It should also be noted that you can also easily increase your akulaku credit limit.
Back to the main discussion on how to dilute Akulaku. In terms of the nominal cash balance that Akulaku provides through these two features, users can withdraw funds starting from Rp. 300,000 up to a maximum of Rp. 15,000,000.
Regarding the full explanation of the two Akulaku cash loan features, rancakmedia.com will discuss it in full in the discussion this time. Then the calculated interest rates are also different, both for KTA Assetku and for installment funds.
There are also several fees that must be paid by users who apply for credit at application Akulaku. Apart from this discussion, we will also provide various other interesting information about how to withdraw Akulaku.
All right, instead of wondering how to cash out Akulaku Paylater, below you can immediately see the full tutorial below.
Advantages of the Akulaku Application
Below are the advantages of the Akulaku application that you need to know, as follows:
1. Requirements without complications and without guarantees
Applying for cash or installments without a credit card can be done by preparing some easy requirements without having to attach collateral or guarantee documents.
2. Big Limit
Akulaku itself has also provided a credit limit of Rp. 25,000,000 for each loyal user of the Akulaku application.
The limit that is obtained the first time you apply can also be increased with easy procedures and conditions.
3. Tenor Up to 12 Months
By purchasing goods using the installment method, Akulaku users will later get a flexible installment tenor, ranging from 1 month to 12 months.
4. Fast Disbursement Process
To apply for cash funds, Akulaku users can get an approval process that is fast or less than 5 minutes for 24 hours.
These funds can be directly transferred in less than 1 minute.
5. Safe and Reliable
Akulaku telah terdaftar dan telah di awasi oleh Otoritas Jasa Finance, sehingga akan lebih aman dan terpercaya untuk di gunakan oleh semua pengguna nya.
Benefits of the Akulaku Application
Below we have summarized the benefits of the Akulaku application, as follows:
- Providing collateral-free or sharia financing solutions to ease the online shopping experience
- Providing collateral-free loans with low interest
- Provides 0% installment features, and unsecured credit that you can adjust to your needs
- Allows users to make payments through various means such as e-wallets, and also bank transfers
- There is a minimum initial deposit administration fee and no other additional costs
Akulaku Credit Limit
Akulaku limit or commonly referred to as Akulaku credit limit is the balance provided by the Akulaku application to be used in making transactions.
To get a credit limit, you need to submit an application and after passing verification, you can use the approved credit limit.
If the number of your shopping transactions exceeds a predetermined limit, the Akulaku system will determine the amount of down payment (DP) that needs to be paid, while the credit limit remains the same.
For example, if the credit limit you receive is Rp. 2,000,000 and your total shopping transactions are Rp. 3,000,000, then the credit limit is still Rp. 2,000,000 and the down payment that needs to be paid is Rp. 1,000,000 which can be paid in installments.
|Loan Type||Loan Limit||Time period||Service|
|Akulaku Installment Fund||Rp. 15,000,000||12 months||Online Loans|
|Loan Akulaku||Rp. 3,000,000||90 Days||Online Loans|
|Akulaku Paylater||Rp. 5,000,000||12 months||Paylater|
Easy Requirements for Submission of Unsecured Loans
Applying for cash or installments without a credit card can be done by making several recent requests without the need to attach collateral or collateral documents.
1. Big Limit
Akulaku itself offers a credit limit of up to a maximum of 25 million rupiah for each loyal user Akulaku application. The limit that you get when you register for the first time can also be increased with simple procedures and conditions.
2. Tenor Up to 12 Months
When buying goods in installments, users can choose a flexible installment period starting from 1 month to a maximum of 12 months.
3. Fast Disbursement Process
For cash transfers, users can get a very fast approval process, or less than 5 minutes for 24 hours. Money can be transferred instantly in less than 1 minute.
4. Safe and Reliable
Akulaku has been registered and regulated by the Financial Services Authority to make it safer and more reliable.
5. Money Loan Feature in Akulaku
As explained above, Akulaku has 2 cash withdrawal features to choose from. The first is KTA Assetku, and the second is installment funds. Detailed information about these two features is given below:
6. KTA My Assets Akulaku
KTA Asetku Akulaku is a cash loan with a loan limit of IDR 300,000 up to a maximum of IDR 3 million. Quick application process with easy requirements. As for the rental period at KTA Asetku Akulaku, users can choose a rental period starting from 15 days or 22 days.
7. Akulaku Installment Fund
Installment funds are installment payments without a credit card, where the loan can be used for consumption or your other needs.
With installment funds, you can get a higher limit than my KTA Assetku, which is a maximum of IDR 15 million. The installment period can also be chosen from 2 months to 3 months.
Terms and Conditions Withdrawing Akulaku Limit
Withdrawing Akulaku limits in cash is currently an option for some people who really need money. Considering that the Akulaku limit on each account is quite large. Therefore, some people are tempted to withdraw it in cash or electronic form.
Below, we will discuss in detail how to withdraw Akulaku limits yourself. Each way, we will explain step by step, so you can easily understand.
However, before knowing how to withdraw Akulaku limits, you should first understand the conditions. Can't wait to find out?
Before knowing how to withdraw Akulaku limits, you should first know the conditions. Make sure these conditions are met so that your limit can be liquidated immediately.
Following are the requirements for withdrawing Akulaku limits that you must know:
1. Akulaku Limit Available and Active
Each Akulaku account has a different limit. So, you have to make sure that the limit you are going to withdraw is available and active. So, you can use it for transactions.
2. Have 2 Accounts in Each e-Commerce
Create two accounts on the same e-commerce first. Try both accounts, using different names, phone numbers and emails. These two accounts will later be used for transactions both as sellers and buyers.
3. Have 2 Active Accounts
Apart from having 2 accounts in one e-commerce, you must also have 2 active accounts. You will link these two active accounts with the seller account and buyer account that you previously created, respectively.
4. Be prepared with all risks
Paylater withdrawals are currently still illegal. Because, you will make buying and selling transactions that you will do yourself. Therefore, you must be prepared with all the risks that exist.
5. Amount of Akulaku Limit
Akulaku limit or better known as Akulaku credit limit is the balance given by the Akulaku application for you to make transactions.
Usually, you have to apply for a credit limit and after passing verification, you can use that credit limit.
If your shopping transaction turns out to exceed the limit given, then the akulaku system will calculate the amount of the increased DP while the credit limit will remain the same.
For example, if the limit you receive is only IDR 2,000,000 and your shopping transactions reach IDR 3,000,000. The credit limit is still IDR 2,000,000 but the down payment is IDR 1,000,000 which can be paid in installments.
Meanwhile, if you don't use the limit you receive to make shopping transactions, you no longer need to pay for it.
For example, the word Akulaku is only a bailout facilitator that can make it easier for you if at any time in an urgent situation you have to shop but you don't have the funds yet.
List of Ways to Withdraw Akulaku Easily and Quickly
Below we have discussed how to withdraw Akulaku easily and quickly, including:
1. How to cash out the Akulaku OVO Fund Limit at Bukalapak
The most commonly used method for withdrawing Akulaku limits is through e-commerce, one of which is Bukalapak. Bukalapak is the choice because the disbursement process is quite easy.
Basically, limit disbursement through e-commerce is making fake orders with the Akulaku payment method. So, later the money from Akulaku that is used to pay will go into your sales account balance.
So first, make sure you have two accounts at Bukalapak, as a seller and a buyer. Following are the steps for withdrawing Akulaku limits at Bukalapak:
a. Open the Bukalapak Application
First open the Bukalapak application. Make sure you are logged in with an account as a seller.
b. Set Goods Sales Specifications
After that, upload the items you want to sell. Don't forget to set the specifications for selling goods. Starting from the description to the price of the goods. Enter the price according to the Akulaku limit you want to withdraw. After the items are ready to be sold, click the "Sell Items" button.
c. Making Orders
Then, using the buyer's account, place an order for the items you are selling. Enter the correct address and specify the delivery service.
d. Choose the Akulaku Payment Method
After that, please click Select Payment Method then look for Installment Without Card -> Open Installment with Akulaku
Then, click “Continue in Akulaku”. Then, enter your password or OTP code to complete the transaction.
2. How to withdraw Akulaku Limit at Shopee
Just like at Bukalapak, the method for withdrawing Akulaku limits at Shopee is also made like a buying and selling transaction between a seller and a buyer. So, make sure you have set up the two accounts you need!
Here are the steps to withdraw Akulaku limits on Shopee:
a. Open the Shopee App
First, open the Shopee application using the seller account that you created. Then, go to the “Our store” page in the profile section.
b. Setting Sales Specifications
After that upload your selling product. Don't forget to fill in the product description and price. Make sure you enter the price according to the Akulaku limit you want to withdraw.
c. Making Orders
The next step is to place an order for the product you are selling. Of course, the order that you will pay for comes from the buyer's account. Enter the correct address and specify the delivery service.
d. Choose a Payment Method
On the payment method menu, please click "Akulaku Paylater", then select the installment tenor. After that, confirm your order and click "Make Order".
e. Withdraw Akulaku Limit to Shopeepay
Now, once the order is received, you can check the balance in your seller's account. The balance listed in the seller's account will automatically enter your Shopeepay. How, easy right?
3. How to withdraw Akulaku limit at Blibli
How to withdraw our Akulaku limit at Blibli is quite different from other e-commerce. If you are required to place a fake order at Shopee and Bukalapak, then at Blibli you place an original order.
The difference is, the item you have to order is a Laku Emas voucher. Later, this voucher can be disbursed in cash which will be sent directly to your account.
Can not wait? Come on, just follow the steps you can do:
a. Open the Blibli application
First, you have to open the Blibli application. Make sure you are logged in with the account that was created.
b. Looking for Gold Selling Products
After that, please enter the search field. Then, type "Sell Gold"
c. Choose the Highest Rating Voucher
Choose a Laku Emas voucher that has the highest rating. In addition, pay attention to the number of vouchers that have been sold by the store.
d. Ask for Lakuemas Voucher Availability
The next step, you have to send a message to the store of your choice. In essence, to ask for the availability of vouchers.
e. Adding Address
If it is confirmed that it is ready, then you can proceed to the checkout process. Don't forget to enter the correct address. After that, click "continue"
f. Choose the Akulaku Payment Method
Then you will be taken to the payment page. Choose an installment payment method without a credit card, and click "continue".
g. Select Installment Period
After that, you will be asked to choose the installment tenor you want. So, here's the tenor that you will pay in installments to pay off the Akulaku limit that you disbursed. After selecting the tenor, you will be directed to the Akulaku application for payment verification.
h. Exchange Gold
If the payment is successful, you will get a gold redeem code. So, you can exchange the code for gold.
The method is quite easy, you only need to make a withdrawal on the selling gold application. Later, the proceeds from selling gold will be cash that can be disbursed into your personal account.
4. Tutorial for Disbursing Akulaku Loan Limits
Actually, Akulaku provides a loan feature if you really need money. If some of the methods above seem illegal, then you can try this method with the least risk.
You can apply for any loan according to Akulaku account limits. Not only that, you can also choose a long-term or short-term installment payment tenor. The following are the steps for withdrawing the loan account limit:
a. Open the Akulaku application
The first step, you have to open the Akulaku application. Make sure you are registered by filling in the required Akulaku data. After that, please log in with the account you created.
b. Choose the Financial Menu
After successfully logging in, you will be taken to the main Akulaku page. Please select the "finance" menu. After entering the finance page, you will immediately see several pictures containing loan nominal options. Choose what you need, then click "loan".
c. Choose Nominal and Tenor
Then, you will be asked again to choose a more detailed nominal and tenor with the loan submitted. Make sure you choose according to your abilities and needs.
At the bottom, you will be asked to enter the account number used for the Akulaku withdrawal. In addition, it will also display the amount of money that must be returned after you get the loan.
d. Pressing the Submit Loan Button
Once deemed in accordance with the wishes that you submit, please check the terms and conditions of the agreement. Now, the last step, click "Submit Loan". After that, you only need to wait for Akulaku to transfer the loan to your account.
5. Akulaku Limit Disbursement Method to Neo Bank Account
You can withdraw our Akulaku limit on your bank account in two ways. Among other things, by applying for a loan directly in Akulaku's account or by making a "sale and purchase transaction" on one of the e-commerce sites above.
Here are the steps to withdraw our Akulaku limit on the account:
a. Make Buying and Selling Transactions in E-commerce Accounts
The first step, you need to make a buying and selling transaction on one of the e-commerce sites of your choice. For more details, you can see the steps on how to withdraw our Akulaku limit through e-commerce which has been explained above.
b. Open a Seller Account
For example, you choose to transact with Shopee. Open the Shopee App with your seller account. Then, go to the page “Our store”
c. Choose the Withdrawal Menu
After that, check your sales account balance. Make sure your balance increases after you made the previous transaction.
d. Adding Destination Account
Then, you have to enter the destination account. Some e-commerce provide fund transfer services to accounts without admin fees. For Shopee, you don't need to worry, because there are no additional administration fees.
e. Withdrawal Verification
After that, you are asked to verify. If it's verified, you only need to wait for the money to be transferred to your account. Now you can cash out your own limit.
6. How to cash out Akulaku through KTA Asetku
The first way to attract Akulaku is to use the KTA Assetku feature. You can see the steps below:
a. Open the Akulaku application
Your first step is to enter the Akulaku application that is already installed on your cellphone.
b. Select Menu Finance
Select on the Select finance menu at the bottom of the Akulaku application home page.
c. Choose my KTA Asset
Then select KTA Assetku and select the nominal value of the available loan.
d. Click Apply
If so, you can immediately click "Apply Now" and wait for Akulaku's confirmation results. When the cash loan application is received, the loan funds will be transferred directly to the account number registered in your Akulaku application.
7. How to Withdraw Akulaku Limits Through Installment Funds
The next way to attract Akulaku is to use the Akulaku installment feature. You can see the steps below:
a. Open the Akulaku Application
Your first step is to enter the Akulaku application that is already installed on your cellphone.
b. Select Menu Finance
From the Akulaku app home page, select the Finance menu at the bottom.
c. Choose Install Funds
Then select installments and select the available loan amount.
d. Click Apply
If so, you can immediately click "Apply Now" and wait for Akulaku's confirmation results.
We do not recommend this method because it does not comply with Akulaku's terms and conditions. The biggest risk is that your Akulaku account will be permanently banned if you use this method to withdraw your balance.
How to Gestun Akulaku Loans through Bukalapak
Gestun, which stands for swipe cash, is a service that allows you to swipe a credit card to get a certain amount of cash. Transactions made are fictitious, that is, there is no purchase of goods.
You only swipe a credit card to pay for items that have been purchased from the merchant, but you will not get the goods.
You will only get money from a credit card that you swipe through the merchant where you made the gesture (swipe cash). If you use Akulaku's gestun services, of course you have to pay a service fee to the service provider.
We do not recommend this method, because apart from the money you receive, there will be big risks that will occur, such as fraud and illegality.
Meanwhile, if you want to do Akulaku gestures independently, you have to be prepared for the hassles that exist. The following is a tutorial on how to withdraw the Akulaku limit using the gestun method, namely:
- Create two Bukalapak marketplace accounts, try to have these two accounts on two cellphones, two cellphone numbers, and two different addresses. One cellphone for the seller account and one cellphone for the buyer account. For example, the selling account name is "Digital Devices"
- In the "Digital Devices" shop, post the merchandise you want to sell, for prices you can adjust according to credit needs
- Enter the buyer's account and look for the item you want at the "Digital Devices" store, select the item and click buy now
- Choose the installment payment method without a credit card then Akulaku
- Tap pay by opening installments
- On the payment process page, you only need to log in using your Akulaku account
- Then press confirm payment
- Send goods that have been marketed
- Enter the resin in Bukalapak
- Next, the item is received, tap Confirm received item
- The balance of the purchase price will go to your Bukalapak account balance
- You can withdraw the funds and have them sent to your personal account
The following are questions that are related and frequently asked by customers with the Akulaku loan application:
1. Can Akulaku PayLater be paid in installments?
Can be installed in installments because "Installment" is a financing method in the PayLater service that allows borrowers to make installment payments with interest and fees in a certain amount agreed upon by the loan recipient when applying to use the PayLater service.
2. Why can't PayLater Akulaku Limit be used?
One of the reasons why this paylater installment payment application cannot be used is because you have outstanding bills. If this happens, Akulaku will suspend the use of the Paylater limit. Each customer has a different billing date each month.
3. How much is the Akulaku Credit Limit for New Users?
For new users, the limit usually starts with a small nominal value, which is below the nominal value of IDR 500,000 to IDR 600,000. The loan limit increases because users actively use Akulaku's online loan service.
4. What if I don't have an Akulaku account?
For those of you who don't have me yet, you can directly download and install the Akulaku application on your cellphone, then do the registration process.
5. What is the nominal amount of KTA in the Akulaku application?
For the nominal amount, it is not too big, that is, it expands from Rp. 300,000 to Rp. 900,000. The loan period you can choose between 15 days or 22 days.
Akulaku is one of the best online loan applications used by many people today. Users can not only buy goods in installments, but also withdraw cash from Akulaku. There are also several fees that must be paid by users who apply for loans in the application.
Akulaku itself offers its loyal users a credit limit of up to a maximum of 25 million rupiah. Withdrawing cash limits from Akulaku is currently an option for some people who really need money. Some people are tempted to withdraw it in cash or electronically.