2 Ways to Open a Blocked BCA ATM, m-Banking and KlikBCA

Rancakmedia.com- If you experience a block on your BCA atm card, m-Banking and also KlikBCA. You can use the method to open a blocked BCA ATM in the article we provide below.

Blocking of BCA ATM Cards, BCA m-Banking, and KlikBCA can happen to anyone, and the solution is easy. Usually this happens because you enter the wrong PIN or password 3 times in a row.

ATM card is a card that can be used as a transaction facility by bank customers at ATM machines or EDC machines.

ATM cards or debit cards can be used to check balances, make transfers, deposit cash, and pay bills.

Currently, even debit cards can play a role in making non-cash payments instead of cash.

Type of ATM Card

The currently popular type of ATM card or debit card is the card ATM magnetic stripe and also ATM chip cards.

Below is an explanation of the 2 types, namely:

1. Magnetic Stripe ATM Card

The magnetic stripe ATM card is the first debit card issued by banks in Indonesia. The characteristics of an ATM card with a magnetic stripe can be recognized by the long black stripe pattern on the back of the card, which is called a band.

Magnetic stripe debit cards store data such as card numbers, expiration dates, customer names and other important data on a magnetic stripe or black band. This data is read when it is taken from an ATM or a transaction is made.

Unfortunately, magnetic stripe debit cards have some drawbacks. If the black tape on the debit card is damaged, scratched or peeled off, the data becomes unreadable. In this case, the customer must immediately replace a new card so that he can return to transactions.

In addition, magnetic stripe debit cards are also very easy to duplicate. The terminal and the host bank cannot confirm the authenticity of the card used at the time of the transaction. As a result, magnetic stripe debit card holders are highly vulnerable to data theft, skimming, and fraud.

Therefore, Bank Indonesia issued BI Circular No. 17/52/DKSP concerning Implementation of National Chip Technology Standards and the Use of 6 (Six) Digit Personal Identification Numbers Online Regarding the Replacement of Magnetic Stripe ATM Cards with Chip-issued Debit Cards.

The goal is that all customers and banks can replace magnetic stripe debit cards with chip debit cards no later than December 31, 2021. Otherwise, magnetic stripe debit cards will be blocked and cannot be used for transactions at all.

2. ATM chip card

Chip debit cards use more sophisticated technology than their predecessors, magnetic stripe debit cards. Chip debit cards are safer to avoid data theft, skimming, and fraud.

Physically, you can easily see the chip on a debit card as a little gold box with lots of lines on the inside, like the chip on a cell phone's SIM card.

The chip on the front of the card contains the CPU, memory, operating system, applications and cryptographic functions.

The data stored on ATM card chips is becoming increasingly complex. The chip used complies with the National Standard Indonesian Chip Card Specification (NSICCS) standard.

In addition, the authenticity of ATM card chips can be guaranteed by offline CAM and online CAM processes. In case of counterfeiting, the card is instantly recognized. This allows customers to transact more securely and comfortably.

Here's a solution to this problem that you can do:

How to open a blocked BCA ATM

If your BCA ATM card is blocked, call 1500888 (Halo BCA) (Halo BCA). BCA's main office telephone number is (021) 235-88000. By tapping one of these toll-free cards, you may have access to an ATM card.

Here's how to open a blocked BCA ATM, among others:

How to Overcome Blocked BCA m-Banking

Here's how to open a blocked BCA ATM using m-Banking BCA, namely:

  1. Launch the BCA Mobile application on your smartphone.
  2. Then, click the “About” menu
  3. Click "Re-verify"
  4. A prompt will appear if you want to save the inbox BCA Mobile You. Choosing between “Save” and “Delete” is as easy as clicking the “Save” button.
  5. Next, you will be asked to enter the 16-digit BCA ATM card number
  6. After that, BCA will send a confirmation SMS to you.
  7. This is followed by an access code entry which requires you to enter a combination of 6 letters and numbers.
  8. The BCA m-banking unblocking procedure is complete.

How to Overcome Blocked KlikBCA

Here's how to open a blocked BCA ATM using KlikBCA, namely:

  1. Visit the nearest BCA office.
  2. Please contact BCA customer support.
  3. Tell us the purpose of your visit
  4. Don't forget to prepare documents such as KTP, BCA passbook and BCA ATM card. This document is required to confirm that you are a valid account holder
  5. Customer support will reset your KlikBCA PIN or password. In addition, you will be asked to create a new PIN number.
  6. If this is the case, then KlikBCA can be used to make new transactions.

To prevent similar incidents from happening in the future, it is best to use PINs, passwords or access codes for ATM BCA, m-banking BCA and KlikBCA that are easy to remember but do not contain personally identifiable information.

To make it easier to remember, look for a phrase or number that you will always remember and that is closely related to the passcode.


Below we have summarized some frequently asked questions about blocked ATMs, as follows:

Can ATMs that have been blocked be reactivated?

For users who cannot enter via PIN 3 times or until the ATM is blocked, there is a possibility that the ATM card can still be activated directly via a connection to the bank's call center.


In the article above, we have provided the solutions you need to do if your BCA ATM Card, m-Banking, and also KlikBCA are blocked.

This is an article about 2 ways to open a blocked BCA ATM, m-Banking and KlikBCA. Hopefully the information above can be helpful and useful for all of you.

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