How to Transfer Gopay to Ovo Hassle-Free

Lutfi

How to Transfer Gopay to Ovo Hassle-Free

Rancakmedia.com – Below we will provide anti-complicated tips for transferring GoPay to OVO. Gopay and OVO are two digital wallets that are well known to many people.

Maybe you already understand and know about Gopay or OVO. But did you know that it turns out that these two digital wallets can carry out transfer processes with each other.

So, how do you transfer using this platform. Is the process difficult or what? So that you are not curious, you should read the following clear explanation. Don't forget to prepare snacks and a cup of coffee to accompany you in reading this information.

What is Gopay

Before discussing in full the transfer guide from Gopay to OVO, you should first know about the GoPay application itself.

Gopay is an electronic money or digital wallet application that provides e-money services from Gojek Indonesia. You can use this application to save Gojek credit which you can later use when making transactions.

These transactions are in the form of GoRide, GoCar, GoSend, GOFood and so on. You can also use the Gopay application when making non-cash transactions. However, of course, the condition is that the shop or merchant is a business partner of Gojek.

Features of the Gopay Application

You can also call Gopay electronic money or virtual wallet. There are many features that you can use in this Gopay application. Following are several features of the Gopay application that you can use which are included in the GoPay to OVO discussion:

  1. Payment feature in the Gojek application. You can use Gopay to complete transactions in Gojek applications such as GoRide, GoCar, GoFood, Go Shop, GoSend, GoPulsa, GoBox, GoTik, GoBills. Also available for Go Massage.
  2. Payment in shops or restaurants. This feature allows you to make transaction payments at merchants or shops that already collaborate with Gopay. Payment for this transaction can use a barcode scan or QR code.
  3. Make transaction payments at online stores. You can also make payments for transactions you make online. However, like payments at offline stores, you can only use Gopay for online stores that have collaborated with Gopay.
  4. Transaction finance other. With Gopay, you can also carry out other financial transactions. For example, by making a cash withdrawal via your bank account, you can also make a transfer to fellow Gojek application users.

Advantages and Disadvantages of the GoPay Application

From the many functions and uses of Gopay, of course this application has several advantages and disadvantages. What are the advantages and disadvantages? Please see the following information.

 

Advantages of the Gopay Application

  1. The Gopay application is very easy to top up. You can do this via ATM, mobile banking, internet banking, SMS banking, minimarkets, pawnshops and through partners or drivers
  2. You can carry out the transaction process 24 hours. You can use the Go Pay service to make transactions 24 hours whenever and wherever you are. Included in this is a transfer from Gopay to OVO.
  3. Have attractive promotions. Don't be surprised, Gopay often offers attractive promos every time you finish making a payment using this application.
  4. Gopay has various transaction services. Of course you can use Gopay to make any transactions while using the Gojek application, merchants or shops that collaborate with Gopay.
  5. The Gopay application has Go Points. Interestingly, every time you use Gopay you will get a token. Next, you can exchange these tokens for Go Points. Later with GoPoint you can get prizes or vouchers.
  6. Gopay guarantees the security of its users' data. This is because the GoPay application has updated technology. So whatever transactions you make and all your balance and personal data information will be safer.

Disadvantages of Gopay

The only weakness of the Go Pay application is that it doesn't have many e-wallet payment features. Unlike other applications that are similar to it. However, this is not an obstacle because it is covered by the existing advantages.

What is the OVO Application

Because this description relates to the transfer process from GoPay to OVO, you also need to know the OVO application in detail. Maybe you have often heard about OVO either from the internet, television or from people close to you.

Or maybe you have also used this application. But do you know what this OVO application actually is? So that you know clearly about the actual OVO application, just read the complete description below.

The OVO application is a smart application that offers many conveniences for its users. Both when making payment transactions online and offline.

This includes GoPay to OVO transfer transactions. But like other e-wallet applications, not all shops or merchants serve payments via OVO.

You can only use the OVO application to make payments at shops or merchants that say OVO Accepted Here. Apart from that, you can only make payments using OVO at shops / merchants that collaborate with OVO.

Several shops / merchants have collaborated with OVO, namely Tokopedia, Mataharimall.com, GRAB and so on. If you want to know more, you can search for it in the OVO application.

Uses and Functions of the OVO Application

For those of you who have used the OVO application, of course you will get a lot of help from this application. Not only that, you can also enjoy the convenience and smoothness of cashless or non-cash payments. You can also transfer GoPay to OVO easily.

When carrying out transactions, OVO offers two methods, namely OVO Cash and OVO Points. OVO Cash is a payment method that you can use when making transactions at shops / merchants that collaborate with OVO.

You can top up your OVO Cash balance either via ATM, debit card, credit card, or via GRAB and Tokopedia partners. To use it, you can use OVO Cash for several financial transactions.

For example, electricity/PLN payments, purchasing PLN credit/tokens, refilling credit from various providers and investing in OVO Invest. Apart from that, you can also use OVO Cash to make payments at online or offline shops / merchants.

The second method from OVO that you can use is OVO Points. OVO Points are loyalty rewards for OVO users who have made transactions at merchants or shops that are OVO application partners.

The conditions for getting OVO Points are that you have to make a minimum transaction of IDR 10,000. You will get OVO Points when you get cash back. The use of OVO Points is actually almost the same as OVO Cash. You can make payments using OVO Points.

However, the difference is, when making payments using OVO Points you do not use your OVO Cash balance. This is the same as saying that you bought an item for free or at a discount.

If you calculate using rupiah, the value of 1 point in OVO Points is the same as 1 rupiah. So if you have 100.000 points it means you have IDR 100.000. What you have to remember is that OVO Points have an expiration date of 18 months from the time you first get them.

Advantages and Disadvantages of the OVO Application

OVO, like other digital wallet applications, also has advantages and disadvantages. In terms of advantages, OVO offers many attractive cashback promos. You also get convenience when topping up.

Another advantage of the OVO application is that there are loyalty rewards in the form of points. Apart from that, OVO also has many merchants spread across Indonesia. Such as Tokopedia, Hypermart, Cinemaxx, Books & Beyond, Mataharimall.com and many more.

With OVO you can also make transactions at more than 60.000 OVO outlets spread from Sabang to Merauke. Included in this is that you can make transfers via GoPay to OVO.

If you look at the appearance of the application, another advantage of OVO is its user interface, which is simple and easy for you to understand. With this simple and easy display, beginners can use the OVO application quickly and without problems.

Meanwhile, the disadvantage of OVO is that the points expire easily because the point validity period is only 18 months. This means that if you don't use it, your OVO points will be forfeited.

Furthermore, OVO charges admin fees when making transactions at the bank. In the past, there were no admin fees for OVO transactions. However, as time went by, OVO finally charged an admin fee for every bank transaction of IDR 3.000.

Another drawback is that the billing service is incomplete. The OVO application does not yet provide services in the form of PDAM and PND Gas bills. The new OVO provides PLN, BPJS, cable TV and insurance billing services.

Apart from that, the drawback that you can find in the OVO application is that there is no notification when OVO carries out application maintenance. This makes OVO application users confused because they cannot access and use their OVO.

Guide on How to Transfer GoPay to OVO

From the description above, you must have known that GoPay and OVO are two virtual or digital wallet applications. You may ask whether this application can make mutual transfers. For example, transfer from Gopay to OVO.

You may not believe that these two applications can transfer each other. But that's the reality. You can make transfers to these two types of e-wallets practically and only using your cellphone.

There are two ways you can use the GoPay to OVO transfer process. Please take a look at these two methods below.

Transfer from GoPay to OVO using Nobu Bank

Before making a transfer, make sure that your Gopay and OVO accounts have sufficient balance during the transfer process. For more details, here is a transfer guide from Gopay to OVO that you can do easily.

  1. First of all, please open the Gojek application on your cellphone.
  2. Please log in and ensure that your GoPay is registered and verified as an active user.
  3. Next, you can select the More menu or the Other menu and the Withdraw menu.
  4. Then please select the Add Another Bank menu or Add Another Bank.
  5. Next, you can enter the name of the Nationalnobu bank in the bank. Nationalnobu Bank is OVO.
  6. Fill in your identity in the column provided which includes your name (according to your OVO account). Then fill in the account number according to the cellphone number you registered in the OVO application. Add the number 9 before the first digit of your cellphone number.
  7. After filling in the account number using your cellphone number then just select the Save button.
  8. Next, please enter the amount or nominal amount you want to transfer from GoPay to OVO. Don't forget to choose a Nationalnobu Bank or Nobu Bank account.
  9. Next, you can select the Withdraw menu.
  10. Please confirm if you are sure of all the data you have entered.
  11. Then enter your Gojek pin to immediately process the GoPay transfer to the OVO application.
  12. After this process you can wait a while until your GoPay balance decreases. If so, it means that you have successfully carried out the transfer process from Gojek to OVO.

You need to know that when carrying out this transfer process there is an admin fee of IDR 2,500. Therefore, always make sure you bring it before making a transfer, that your balance is sufficient for the transfer process.

Transfer Gopay to Ovo Using CIMB Niaga Syariah Bank

Gopay and OVO are currently the most popular virtual wallets. Like a bank, you can use these two digital wallets for transactions. For example, transfers from Gopay to OVO or vice versa from OVO to GoPay.

So, after discussing transfers using Bank Nationalnobu, you can also transfer Gopay to OVO using Bank CIMB Niaga. Here are the steps.

  1. First of all, make sure you have updated the Gojek application on your cellphone.
  2. Then open the Gojek application, select the Pay menu that appears on the initial display.
  3. Next, please click on the To Bank Account menu on the left side of the application display.
  4. Next, you can select the instant Transfer To A New Account menu.
  5. Please look for Bank CIMB Niaga Syariah.
  6. In this step you can enter the cellphone number or OVO account number you want to transfer.
  7. What you have to do next is add the number 8099. Place this number before the first digit of your cellphone number.
  8. After that you can press Verify. Please wait until the OVO ID number appears.
  9. If the OVO ID appears and the data is correct, please press Continue.
  10. Then you can enter the nominal value you want to transfer. You need to remember that the minimum transfer amount from GoPay to OVO is IDR 10.000.
  11. Next you will be directed to the confirmation menu. If you are sure of all the data you have entered, please immediately select confirm.
  12. As the final step, please enter your Gojek pin.
  13. You have to wait a few moments until there is a message that the transaction you made was successful.

How, isn't the process of transferring Gopay to OVO easy? Please try one of these methods that you think is easy. Hopefully this information is useful and can help you when sending funds via Gopay and OVO digital wallets.

How to Register and Top Up OVO and Gopay

Technological developments provide a new civilization to modern society. Modern society is now spoiled by the emergence of various digital wallets, each of which has its own characteristics.

Interestingly, several digital wallets used by the public can be integrated with certain applications. This will certainly make the transaction process easier and can be accessed 24 hours a day. Moreover, it is now easier to fill or top up digital wallets such as OVO and GoPay.

Another interesting thing, digital wallets also provide rewards to users according to the applicable terms and conditions and can be used for shopping.

How to Register for OVO

For those of you who haven't used the OVO application, please follow the steps below to start using it.

  1. Download the OVO application which is available for free on the Play Store or App Store. If the application is already installed on your cellphone, then open the application.
  2. You will immediately be asked to enter personal information. Please enter your name, email address and cellphone number. Wait for the OTP code that OVO will send to you.
  3. If the OTP code has been received, immediately enter the code correctly. Next, you only need to wait a moment for the verification process.
  4. After verification, you will be asked to enter your PIN so that transactions will be safer.
  5. If everything has been fulfilled then your OVO account will be active.

You can use your OVO to make transactions at various collaborating merchants. Apart from that, you can also make transfers to fellow OVO users.

You can upgrade to OVO premier so you can transfer to a bank account. You can change your OVO premier yourself by uploading a photo of your KTP or coming to the nearest OVO booth.

How to Register for Gopay

Having a Gopay account is not necessary because the method is almost the same as registering for OVO. Please see how to register for Gopay below.

  1. Please enter the Play Store or App Store to download the Gopay application.
  2. Open your installed Gopay application and follow the next instructions.
  3. You are required to fill in biodata such as name, email address and cellphone number.
  4. Your Gopay account is already active and can be used to make transactions.

The account is still not verified, however, you can use several features to make transactions and payments. If you want to use other features, you must verify.

The Gopay account verification process is also very easy to do because you only need to take a photo with your KTP and send it. The verification process usually takes 24 hours. If you have been verified then you can use all Gopay features.

How to Top Up E-Wallet or Digital Wallet

Each digital wallet has a different top up method. Top up can be done yourself or through other parties. Below we will share how to top up OVO and Gopay.

Top UP OVO Using ATM

You can top up OVO independently using an ATM. The minimum balance to top up is IDR. 10.000,-. Following are the steps to top up OVO via ATM.

  1. Insert your ATM card then press your ATM PIN.
  2. You will see many menu options. Please select “Transfer” and continue selecting “Virtual Account”.
  3. Enter the virtual account code according to the bank you use and follow it with the cellphone number registered with OVO.
  4. Please enter the balance amount you want.
  5. Next, press "Yes" to process the transaction and your OVO balance will increase.

Top Up OVO from Booth

OVO top up can also be done by topping up directly at the OVO booth. This method is very practical because you only need to provide a registered cellphone number. The officer will send the balance in the amount you requested. You can also pay in cash.

How to Top Up Gopay

To top up Gopay you can also do it in various ways. The following are ways to top up your Gopay balance.

Top Up Gopay Via ATM

The way to top up Gopay via ATM is more or less the same as OVO. The following are the steps to top up Gopay via ATM.

  1. Insert the ATM card and enter the ATM PIN correctly.
  2. Select the "Transfer" menu then continue by selecting "virtual account"
  3. Enter the code provided by Gopay and follow it with your cellphone number.
  4. Next, you will be directed to fill in the balance amount. The minimum top up balance is IDR. 10.000,-.
  5. Continue pressing “Yes” to approve the transaction. The balance will automatically increase.

Top Up Gopay from Online Ojek Drive

You can also top up your Gopay balance from online motorcycle taxi drivers. This method can only be done when you order a motorbike taxi online. You can ask the motorcycle taxi driver to top up before completing the transaction to deliver the order.

The motorcycle taxi driver will ask for your registered cellphone number for Gopay and send you the balance you want. Next, you also pay cash to the driver.

Top Up Gopay at Minimarket

Gopay has collaborated with several minimarkets so you can also top up at these minimarkets. Here's how to top up at a minimarket.

  1. Please come to the minimarket that is a Gopay collaboration and then go to the cashier so that you will top up Gopay.
  2. The cashier will ask for your registered cellphone number to forward your request.
  3. You can choose the amount of balance you want to top up. Balance options start from 20.000, 50.000, 100 up to a maximum of 000.
  4. The cashier will fill in according to your request. Apart from that, you will also be charged an administration fee of 2.000 rupiah.
  5. Please open your application to ensure your balance has been filled or not.
  6. If so, immediately pay off the payment to you.

Top Up GoPay and OVO on the Flip Application

Did you know that apart from the methods mentioned above, GoPay and OVO top ups can also be done via the Flip application? Yes, now you can enjoy top up services to several e-wallets including GoPay and OVO via Flip. This method is certainly easier and more economical, because it can be done directly from your cellphone and this method is free of admin fees, aka free. Following are the steps to top up your e-wallet via the Flip application:

  1. Download the Flip application on your cellphone via Google Play Store and App Store or click here if you already have an account.
  2. Complete your personal data and make sure your account is verified.
  3. If so, select the send money menu and click "Add New Account."
  4. In the Send Money Destination menu, select the e-wallet tab.
  5. Select your favorite e-wallet and enter your registered cellphone number.
  6. Enter the top up amount, click continue then select the payment method. You can choose the bank you use from the existing bank list.
  7. Transfer a nominal amount accompanied by a unique code to the Flip account number, then click "I Have Transferred".
  8. You have saved IDR 1.000 to top up your favorite e-wallet.

Conclusion

So, that's the information we can convey about OVO and Gopay, hopefully what we can convey can be useful for everyone. This application has the same function, namely making it easier for you to make transactions or pay various bills.

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Lutfi

Hi, let me introduce myself, Lutfi Hulasoh, I am a writer and techno blogger. I started creating a personal blog writing informative articles about the latest trends and developments in technology. My writing covers a wide range of topics, from mobile applications to artificial intelligence, and I can also provide easy-to-understand explanations to help readers understand complex concepts.