OJK Official JULO Online Loan Application 5 Minutes Disbursed

Nafa Lightyani

OJK Official JULO Online Loan Application 5 Minutes Disbursed

Rancakmedia.com – The following is information that you can get to use the JULO online loan application, read this article to find out more details, happy reading.

You need to know well how to borrow money from JULO so you can get money quickly. JULO offers several credit product options that can be used according to your needs.

The application system is online-based so it is more convenient and simple. Before applying for a loan, you must first understand the terms, methods, interest rates and payment method.

This is necessary so that the credit and repayment process can be carried out smoothly and in accordance with applicable procedures.

What is the JULO Online Loan Application

JULO is an online loan that has been around since 2016. JULO offers simple and practical services to meet various user needs.

All transactions carried out with JULO are guaranteed to be safe because they are under the supervision of the OJK. Just by downloading JULO app, users can easily and quickly apply for loans online. The conditions are not difficult, so interested parties can immediately apply for a loan without hesitation.

The withdrawal process is very fast, so you can use the loan funds immediately when you need them. JULO offers loans of up to IDR 8 million with terms of up to 6 months.

JULO strives to understand people's needs and provide simple and quality services. The interest rates set by JULO are very competitive and can be very low.

Loan Application Conditions at JULO

Before knowing how to borrow money from JULO, you must first understand the conditions given. This is a standard that must be met by all users who want to apply for a loan.

If these requirements are met, you can apply for the loan you want. Some of the conditions are as follows:

1. Minimum age 21 years

The first requirement to apply for a loan from JULO is that the applicant must be at least 21 years old and not more than 59 years old. So if you do not reach the minimum age, you cannot apply for a loan.

2. Have a Personal Account

To be able to apply for a loan from JULO, interested parties must have an account in their personal name. This is required for the withdrawal process.

Later, the approved credit will be directly transferred to an account in the applicant's name. This is also necessary to minimize transaction errors, illegal activities and fraud.

3. Have income

Anyone interested in applying for a loan from JULO must have an income. This is necessary for consideration of approval, because loan funds must be repaid on time.

JULO does not limit interested parties to permanent freelance positions and housewives can also apply for loans by attaching proof of income. Your minimum income is IDR 3 million per month.

4. Apply for a loan on your personal cellphone

The entire loan application process must use mobile phones and personal information. This is necessary to simplify the verification process.

In addition, the data entered must be correct and valid, this increases the chances that the loan will be approved.

5. Indonesian Citizenship Status

JULO offers credit services for Indonesian citizens. In this way, only interested parties with Indonesian citizenship can apply for a loan.

Submission Documents in the JULO Application

The loan application process at JULO is not too difficult and easy. All you have to do is fulfill the requirements, fill out the application form and prepare the necessary documents.

The more complete the attached documents, the greater the chance of your loan being approved. What documents are required to apply for a loan from JULO? Here's the information:

  1. Selfie Photo
  2. E-KTP
  3. Personal account
  4. BPJS Employment (optimal)
  5. Payslip (optional)

The Best Advantages of the JULO Application

JULO offers online loans simple and practical with many advantages. By using JULO services you can get various benefits as below:

  1. You can apply for a loan starting from IDR 1-8 million.
  2. Accept installment payments with a term of 1-6 months.
  3. The interest rate is quite low, around 3-6% every month.
  4. Can use available credit products.
  5. Get cashback funds for timely loan payments
  6. You have the opportunity to participate in the lottery.

How to Borrow Money on the JULO Online Loan Apk

Borrowing money from JULO is not difficult and does not require complicated documents. This makes the withdrawal process fast. This system is useful enough to make people interested in using it.

The application steps must be carried out correctly to comply with applicable regulations. Don't forget to pay attention to the terms and conditions.

This affects the credit approval process, if you want to apply for a loan from JULO, do the following:

1. Download the JULO App

The JULO loan application is made via an online system, so you need to download the application first. The JULO application can be easily found on official markets such as the Play Store.

Application NameJULO Online Credit & Loans
Need Android version5.0 and above
Released dateDecember 8, 2016
Updated onFebruary 1, 2023
DeveloperPT. JULO Financial Technology
DownloadsClick here

After installation, you must register first. Follow the account registration instructions as provided in the application. After successfully registering an account, you can apply for a loan.

2. Fill in the Application Form

After creating an account, you can immediately fill in the available loan application form. This is very important so that the loan application can be approved. Make sure you fill out the form correctly and completely.

The system analyzes the data entered to provide results whether your loan application can be approved or not.

Before sending, make sure the data entered is correct so that the verification process can be carried out quickly.

3. Choose a Loan Product

After filling in the application form, you can continue by selecting the available credit products. The selection of credit products can be adjusted to the credit worthiness achieved.

Only eligible products will be unlocked. If the credit product is unlocked, it means your credit score can be used to use the service.

Upload the required documents to continue the loan application process. Information regarding credit worthiness and products that can be used can be obtained from:

  1. Grade A, B+ and B, you can use JULO Cicil products.
  2. Score C, can only use JULO collateral loan products.

4. Verification Process

If all data has been successfully sent, the next process is verification by JULO. There will be someone on the phone to verify your details to get your loan application approved.

It is hoped that you include an active cellphone number so that the verification process can be carried out easily and quickly.

5. Loan Disbursement

After verification, JULO provides the results of the application, whether it is approved or not. Once approved, loan funds are transferred directly to the registered bank account.

6. Refund

You can check your bank account to find out when the loan payment is due. It is recommended to pay the loan on time according to the specified time period.

Understanding how to borrow money from JULO will make it easier for you to use its services for various needs such as education costs, business capital, home renovations, etc.

Is the JULO Online Loan Application Safe

In general, JULO is an online loan platform that has been operating in Indonesia since 2016. JULO has been registered with the OJK (Otoritas Jasa Finance) as an official online loan service in Indonesia.

Apart from that, JULO also follows a strict code of ethics in the online lending business, including a strong privacy policy and following strict data security standards.

JULO offers responsive and comprehensive customer service to assist customers with questions and problems that may arise during the loan application and during the loan repayment period.

Customers can also access their personal dashboard to track their loan status, manage payments, and view their transaction history.

While JULO has taken stringent measures to keep its customers and their information safe, it is important to remember that no security system is truly invincible.

Therefore, borrowers must ensure that they provide accurate information and do not share sensitive information with unauthorized parties.

And borrowers should still understand their financial risks and needs before taking out any loans and ensure that they provide accurate information and do not share sensitive information with unauthorized parties.


Official online loan application JULO is immediately disbursed in 5 minutes, in this article you will find information on using the JULO online loan application.

If you want to borrow, you must understand the terms, methods, interest rates and payment methods that we have explained above. The loan application process at JULO is not too difficult and easy.

All you need to do is fill out the application form and prepare the necessary documents. That's the article that we can convey. Hopefully the information above is useful, thank you.

Also Read


Nafa Lightyani

I am a content writer for SEO, Technology, Finance, Travel, Cooking and others, with accurate discussions.