3 Ways to Use NFC on iPhone

Lovata Andrean

2 24
2 24

rancakmedia.com – How to activate and use NFC (Near Field Communication) on iPhone is now available if the iOS on your iPhone device has been updated to the latest iOS (minimum iOS 12, stable iOS 13). This means, you can check your e-Money balance and top-up your e-Money balance directly from your iPhone smartphone.

Especially for you users of the iPhone 6, iPhone 6s, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max and so on, and iPhone SE (Generation 12), you can use NFC with an iOS update to the latest version (when this article was launched, the latest iOS was iOS 12).

However, you need to make sure that the NFC model you want to read (scan) is NFC with the format NDEF (NFC Data Change Format). Remember, for now (until this article is posted) it's the NFC model that the iPhone uses.

NFC, the chip you often hear about in electronic payments (e-Money), has been long awaited by iPhone users. Remember, this feature has been on Android since 2010. At that time, the first Android cellphone to provide the NFC feature was the Samsung Nexus S.

History of the Development of NFC on the iPhone

As an introduction, we will discuss a little about the 'famous name' e-Money. Naming is actually a general term. However, it is famous and has become the same as the Bank Mandiri emoney card.

Meanwhile, for electronic payment instruments on media servers or chips at other banks, several of them have the same product.

For example, BCA bank is called Flazz, BNI bank is Tapcash and BRI bank is Brizzi. However, Indonesian citizens tend to choose to use Mandiri e-Money, especially as it is supported by the NFC feature on the iPhone.

In fact, Apple provided NFC for the first time on an iPhone link, namely the iPhone 6 series (September 2014). However, this can only be used on Apple Pay. But since the iOS 11 update, the iPhone can read NFC tags without needing a special application.

Just as mentioned earlier, the NFC type supported by the iPhone is the NFC NDEF pattern type. In this case, other NFC patterns cannot be used on iPhone.

Well, initially one of the two e-money card products that supports the NDEF pattern (used by the iPhone) is Mandiri e-Money (via Tokopedia and the Mandiri Online application), because it has been updated to version 2.3.4. And it can also be used on BRI BRIZZI electronic payment cards (via Tokopedia and BRImo BRI).

Furthermore, in February 2021, BCA finally announced that BCA Mobile (BCA Mobile for iPhone versus 2.7.2) was finally providing NFC support on the iPhone. And it can be used to scan balance checks and add balances to the electronic card, Flazz.

check and top up electronic money balances

How to use NFC on iPhone to check and top up electronic money balance

As for how to use NFC on an iPhone to check your balance and top up your electronic money or emoney balance, make sure you use one of the following 2 electronic payment cards:

Mandiri E-Money Card, or BRI BRIZZI and use one of the supported applications or mobile banking. For example, Tokopedia (Mandiri e-Money and BRI BRIZZI), Mandiri Online for Mandiri e-Money, or BRImo BRI for BRI BRIZZI.

Currently, BCA Flazz is not yet available on Tokopedia, so you have to scan, check your balance, or top up your Flazz card balance only via BCA Mobile banking.

So, for this guide, let's imagine that you are using the Tokopedia application to use NFC on your iPhone to update your balance and top up your electronic money.

Some steps to use iPhone NFC:

Below are several steps on how to use NFC on your iPhone to check your electronic card balance (Mandiri E-Money or BRI BRIZZI):

  1. Use the Tokopedia application for the latest iPhone improvements.
  2. In the appearance or special side of the House, select the Top-Up and Bill menu.
  3. Then choose one of the Electronic Money options.
  4. Then please tap the button Refine Balance to check your electronic card balance with
  5. If there is a paste card command, what you need to do is paste the electronic card (Mandiri E-Money or BRI BRIZZI) right around the rear camera of your cellphone or part. NFC sensor on your iPhone.
  6. Not long after, information regarding your electronic money will immediately appear.
  7. Generally it shows the card number and balance of your e-card.
  8. Checking electronic card balance using iPhone NFC has been completed.
  9. Currently top-up or top up your electronic card with iPhone NFC.

How to Check Electronic Card Balance with iPhone NFC

Still using Tokopedia and one of the electronic cards that supports iPhone NFC, namely Mandiri E-Money and BRI BRIZZI.

Here's how to top up or top up your electronic card balance via Tokopedia using iPhone NFC:
So, after checking your electronic card balance, you can immediately take steps to add the balance.

  1. Please click the button Recharge Now.
  2. Determine the nominal amount to top up your electronic money balance. Minimum IDR 10.000.
  3. Click the Pay button
  4. Make sure the amount and balance are correct, then click the OK button. Then click the button Continue.
  5. You can pay directly OVO Cash. Next, follow the payment process completely.
  6. Well, now the payment has been successful. BUT THIS PROCESS IS NOT FINISHED YET!
  7. Go back to the menu or Home special side again.
  8. Select the Top-Up and Bill menu again, then select the Electronic Money option.
  9. Then tap the button Refine Balance at the top right of the program.
  10. Attach the Mandiri e-money or BRI BRIZZI card that you just topped up. Like when checking the balance earlier.
  11. Wait a moment, until it says Success in Correcting Balance.

Now the process of topping up your electronic card balance using the new iPhone's NFC is said to be complete.
Your electronic card balance should increase according to the balance you filled in earlier.

check and top up electronic money balances

 

How to Top Up an Electronic Card Using iPhone NFC

The use of NFC in online banking applications such as Mandiri Online and BRImo BRI (which may apply to other online banking) specifically on iPhone devices is quite different from its use with Android.

To use NFC on your iPhone for online banking, you must register with each account from the online banking application service provider. Next, you must also log in to your account in the online banking application.

Why so? Of course the argument is for security and exclusivity which has so far been represented by Apple products. Using iPhone NFC via Mandiri Online and BRImo BRI

The NFC feature can not only be used to check balances and top up money balances on electronic cards. But it also has other benefits. For example, to scan various product authentications via iPhone.

Here are a number of applications that you can use to perform NFC scanning on your iPhone:

  • Decode – NFC Scanner
  • GoToTags
  • NFC TagWriter by NXP
  • NFC for iPhone
  • NFC Reader
  • Next: How to transfer OVO and GoPay balances to DANA and top up DANA via other applications

NFC Scanner and Product Authentication App on iPhone

From the details above, we can all know that the iPhone can read NFC, but with special details, namely NDEF, apart from that pattern, the iPhone cannot read NFC.

However, apparently it is quite satisfying. The problem is that the NFC pattern used by the iPhone can be used for Mandiri E-Money, BRI BRIZZI, and one more has just been added, namely BCA Flazz. In the future, other electronic card products will adapt and follow suit.

The final word

That's the information and commands on how to use NFC on iPhone, starting from iOS 12, iOS 13, iOS 14, and so on. Great for balance testing or e-card top-ups, for a variety of payment types. Such as paying for public transportation tickets, paying toll fees, shopping at several shops that work differently and the same. Hope this helps and good luck.

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Lovata Andrean

Hi, I'm Lovata, I'm not Ai but I am a content writer for SEO, Technology, Finance, Travel, Cooking Recipes and others. I hope this can be useful for all my friends. Thanks