4 Low Interest Online Loans Fast and Easy Process

Rancakmedia.com – If you are one of the individuals who are looking for a low interest online loan application with a fast and easy process, payments to accounts are not complicated, you only need a KTP and Family Card.

Applying for a cash loan through a fintech company does require precision, not just installing an application, then filling out a form, providing personal document data, then just waiting for the application to be approved.

If you borrow money in the right application, then the biggest danger, as often mentioned by customers of unofficial borrowers, is of course that you can avoid it because of the security of personal data and the rules used by official loans related to financial (banking) laws which include:

  1. OJK registered loan company
  2. Standard loan interest rates are no more than 1% per day
  3. Transparent lending mechanism
  4. Clear office address

4 Trusted Low Interest Online Loans

In the previous post, register online loan application the best official OJK that should be used as a reference before you make a fatal mistake by borrowing money from illegal loans that are very dangerous for the convenience of customers.

4 Trusted Low Interest Online Loans

List of alternative low interest loans with long tenors that can be paid every month
Here are the 4 most recommended right choices for getting online loans with low interest rates through low interest loan applications as reported.

MauCash – Online money loan application with a 0 percent service fee every day

This company was founded by PT Astra Welab Digital Arta since 2018 and has obtained official permission from the OJK so that it can be guaranteed to be very safe for debtors.

The Maucash application can be downloaded via Playstore to be able to apply for a loan or directly by applying for a loan through the official website.

The loan limit offered ranges from IDR 500 thousand to IDR 10 million with installment payment schemes ranging from 3 months to 12 months.

The only criteria needed is a KTP and should be accompanied by supporting documents such as payslips or proof of bookkeeping for the last 3 months so that the loan can be processed quickly and immediately disbursed in less than 24 hours.

MauCash - Online money loan application with 0 percent service fee every day

Fast Rupiah – Low-interest online loans of 0.54 percent every day

It only takes approximately 15 minutes for your loan application to be approved by Rupiah Fast without any prior deductions and this application has unique features including:

  1. Loan limits start from 600 thousand rupiahs to 5 million rupiahs
  2. Tenor 3 to 12 months
  3. Low interest rate from 0.39 percent to 0.54 percent
  4. The criteria required include an e-KTP for Indonesian citizens and attaching a book of accounts for the last 3 months.

Smart Credit – Low interest loans of 0.5 percent daily

This company is a short-term online money loan service with a maximum loan duration of 12 months.
The application process is very fast, less than 24 hours, the funds can go directly to the account with the condition that only the KTP and without any collateral.

Fast credit features include:

  1. Loan limits start from IDR 500 thousand to IDR 8 million
  2. The minimum loan repayment period is 2 months to 12 months
  3. Interest rate of 0.5 percent per day \s#4 Rupiah Fund – Fintech application with low interest of only 1 percent per day

With a loan limit of up to Rp. 8 million, Rupiah funds are the most recommended low-interest loans because the application procedure is very simple.
No additional criteria are needed except for an e-KTP and personal bank account details as the location for channeling loan funds.

Friends Money – Famous fintech company, 0.8 percent daily interest

A subsidiary of PT Digital Alpha Indonesia, unfortunately this online money loan application only serves individuals in the Greater Jakarta, Surabaya and Yogyakarta areas.

Fast Rupiah - Low interest online loans of 0.54 percent every day
By carrying out the idea of financial technology that is flexible, easy and transparent, Uang Friend offers loan ceilings starting from Rp. 1.5 million to Rp. Millions with a monthly tenor of 3 to 6 months.

This low interest loan of 0.8 percent per day is free of administration fees at the beginning of the distribution of funds so that the money received by the debtor remains intact according to the request.


Below we have summarized some frequently asked questions about low interest online loans, as follows:

Why Are Online Loans Always Rejected?

Usually the amount of this limit is determined by the amount of income and so on, when the nominal loan submitted exceeds the limit estimated by the online lender, it is very likely that the application will be rejected or fail.


KTP and KK are the most sought-after fintech applications by prospective borrowers who want to get cash. The Maucash application can be downloaded via Playstore to be able to apply for a loan or directly by applying for a loan through the official website.

That's information about 4 low interest online loans, fast and easy processes, I hope the articles we provide above can be useful and helpful for all of you.

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