Requirements for Opening a BRI Savings Account and Interest Rates

rancakmedia.com – For those of you who are looking for the conditions for opening an account and interest rates for my BRI Savings Account, you can easily get them in the articles we provide below.

BRI Savings is the most recommended savings product for savers. This product keeps the amount of money you save safe. But that doesn't mean other BRI bank savings aren't profitable.

The only difference you will feel is the free monthly administration. Moreover, the criteria for opening a BRI BRI Savings account, the facilities and BRI Savings Interest rates are very profitable. Maybe it's no different from my savings Mandiri, BNI, BTN, BCA and Sharia Banks.

Allo Bank Digital Bank Products and Features

This means that both have requirements that apply according to OJK regulations. This is because the government program is a product of my savings.

My Savings aims to grow and save society. My savings can thus be opened for children, students, students and adults. Provided that the prospective customer can meet the needs of each bank.

My Savings BRI has many advantages aimed at all customers. However, many people do not understand the importance of saving. They choose a consumptive life until their money runs out for reasons that don't really matter.

Saving or not saving may be the same because money can still be found when all savings are withdrawn. Remember that no one understands what someone else needs. Some are long-term and some are urgently needed, such as medical expenses, schooling and home repairs.

You can overcome this difficulty with a food savings fund. It's not hard to do while the save operation is in progress. So, if you are interested in saving at a bank, see the following explanation of the terms, facilities and interest rates for TabunganKu BRI provided by Bank BRI.

BRI My Savings

For individual customers, BRI Savings is a savings product. This product may be available with simple and light requirements. The main objective of TabunganKu is to promote a culture of saving and improve people's products, especially in Indonesia.

The advantages of BRI Savings

As previously stated, BRI Bank Savings has many advantages. If you own any of these items, you may experience the benefits listed below.

  • Free monthly management fee.

You can find out the amount of administrative fees charged to customers for anyone who has opened and has a BRI savings account such as Simpedes, BritAma, etc. At TabunganKu there is no monthly admin fee deduction, so all savings deposited remain unchanged. Therefore, this TabunganKu product can be used as a solution.

  • Low deposit and minimum balance

With only a deposit of IDR 20,000 you can open a TabunganKu account at Bank BRI. The next deposit is Rp. 10,000, - maybe. Funds are money in your account, while the minimum balance in your BRI Tabungan account is $20,000.

  • Transfer of your TabunganKu account book is free of charge

If you continue to save, the passbook will complete over time and eventually have to be replaced. There is no charge for changing the passbook; free eyebrows. Likewise, if at any time you lose or damage your TabunganKu book, you can replace it free of charge.

BRI My Savings

This does not apply to other savings products, where you are required to pay a fee when replacing the book, especially if the savings book is lost or damaged.

Requirements to open a BRI Savings Account

As with other savings products, the requirements for opening a savings account are relatively simple. To open a BRI Savings Account, you only need to meet certain requirements, which are as follows:

  • Indonesian Citizen Customers (WNI)
  • Sent to you (individual).
  • Joint accounts are not allowed (join account).
  • Must attach a photocopy of the KTP/SIM/Passport form
  • Open the application form for opening a TabunganKu account
  • The initial deposit to open an account must be a minimum of IDR 20,000.

In addition to the requirements above, requirements must be met depending on the age of the customer. My Savings can be used for children aged <17 years (0-12 years and 12-17 years). Following are the conditions:

1). Customers aged 0-12

  • Forward-looking customers are accompanied by a parent/guardian
  • The companion must have a BRI Simpedes or BritAma account.
  • Must provide the necessary documents such as a birth certificate or family card (KK).
  • Submit an initial deposit of at least Rp. 20,000 for opening a BRIKu savings account

2). Customers between 12 and 17 years old (Students only)

  • You can apply for opening on your own or you can't be accompanied by a parent.
  • Attach a photocopy of the student card
  • Submit a minimum first deposit fee of IDR 20,000.
  • Attach photocopies of KTP and permission from parents or guardians.

How to open an account at BRI Savings

By visiting the nearest BRI office, you can open the My Savings product as usual. Don't forget to bring home the requirements provided. For prospective customers whose domicile does not match the KTP data, it is best for the local community to obtain a temporary domicile certificate. Please note that currently there is no online registration option for BRI TabunganKu accounts.

Arriving at the destination, take the Customer Service (CS) queue number and wait with other customers. If your queue is called, convey your desire to open a TabunganKu account. Then CS will explain the product you have chosen. Once completed, a registration form will be requested. Give the requirements before you go to CS. Give them.

Upon completion, the initial deposit is Rp. 20,000 – to give to distributors will be required. If it's deposited, return it to CS because my savings book will be printed in your name, as proof of account ownership. Finally, once you get your passbook, you can go home and use it.

Can I get an ATM card through BRI Savings?

My Savings product does not have an ATM card function on Bank BRI's official website. So, if you want to make transactions such as withdrawals, or want to transfer, you have to go through a distributor. There is a good side, but there is also a bad side. My Savings product does not provide an ATM function because it is specifically designed for saving. If an ATM card is included with this product, customers are afraid to withdraw more often than income.

In this day and age, it's not happy, but there's something strange if you don't have a debit card (ATM). Customers are free to make purchases anytime and anywhere using this card. If you see and read BRI Bank material, My Savings does not get an ATM card. But don't worry, when opening an account, people who want an ATM card can ask CS.

Can My BRI Savings be Transferred to Another Account?

What is clear is that the TabunganKu product does not offer an ATM card. Then how do you withdraw BRI Savings money? How can my TabunganKu product be transferred to another bank or account? The answer is at the teller counter. Since the deposited funds are your own money, the maximum withdrawal amount can be changed according to your needs.

You cannot enjoy SMS banking, mobile banking and online banking facilities other than not taking an ATM card. But don't worry, you still get transfers made by other people through a comparable bank account or another bank, even if you don't accept this capability.

What are the advantages and disadvantages of BRI Savings?

Since the 2010 government program, My Savings products have been produced under the age of Mr. Susilo Bambang Yudhoyono. You will not only find 70 major and regional banks at BRI. So, you need to know that My Savings products are not always the same between banks. You will find many advantages and disadvantages of TabunganKu at BRI in particular.

The advantages of BRI Savings

  • The requirements for requesting an account opening are simple.
  • Quick account creation procedure.
  • Initial investment and future deposits are quite cheap.
  • Get a passbook to prove account ownership.
  • Free monthly management fee.

Shortage of BRI Savings

  • ATM card capabilities can not be accessed.
  • Currently there are no SMS banking, mobile banking and internet banking services.
  • Unable to transfer to a comparable bank or bank account.

This is the information that we can convey about the interest rate on My Savings Bri. Are you ready to save for a cheap initial investment through BRI Savings? Please provide the following requirements. If you have an account at TabunganKu, invite other people to save. You can buy and do whatever you want if you've got together.

FAQs

Below we have summarized some frequently asked questions about BRI Savings, as follows:

Does BRI Savings Have a Monthly Deduction?

My Savings is a savings product that is included in a government program that is useful for fostering public interest in saving, therefore this savings is free from monthly administration fees.

Conclusion

BRI Savings is the most recommended savings product for savers. This product keeps the amount of money you saved safe. Many people do not understand the importance of saving, especially in Indonesia.

If you are interested in saving at a bank, see the following explanation of the terms, facilities and interest rates on Tabunganku Bri. With only a deposit of IDR 20,000 you can open a TabunganKu account at Bank BRI. If at any time your account book is lost or damaged, you can replace it free of charge.

Requirements for opening a savings account are relatively simple. My Savings product does not provide an ATM function because it is specifically designed for saving. Since the deposited funds are your own money, the maximum withdrawal amount can be changed according to your needs.

Back to top button