Rancakmedia.com – In this article we will discuss how to deal with fraud credit card the easiest thing you can do at home 100% works, good luck!
In this great era, many bad actors hack credit cards and commit identity fraud. Freezing credit is a simple way to protect yourself from such identity fraud.
If identity theft occurs, contact the relevant bank. Can be via telephone calls, e-mails, and others. If left unresolved, it can destroy the credit score and make it more difficult.
Released from Real Simple, Monday (12/1/2021), the credit freeze process is easy, but the downside is that you have to "unfreeze" the freeze whenever it requires a credit check. Like when buying a car, submitting a loan, or signing a lease.
If it weren't for urgent matters such as identity hacking, not everyone could freeze credit. In particular, people who frequently apply for debt, frequently change jobs, are advised not to do credit freezing. Because you have to lift the credit freeze every time you apply for a job.
If you want to restore the credit freeze, it can be done at the relevant bank and doesn't take a long time. Recovery time can request instant disbursement for a specific or fixed period of time.
Here's How to Overcome Credit Card Fraud
If you feel you have been a victim of credit card fraud, especially over the phone, take the following actions:
Contact the Credit Card Issuer
How to report credit card fraud over the phone or online. The first thing to do is to notify the credit card issuer and ask them to block the credit card to prevent further use of the credit card.
Report To Police Station
After contacting the bank, file a report with the police station. There are several steps you need to take when reporting to the police:
Bring proof with you, for example Proof of electronic checking accounts and receipts used in transactions. The police will make a report containing the identity of the complainant and the complainant. – After completing your report, you will receive a Report Acceptance Letter (STPL).
This Report Acceptance Letter (STPL) is proof that you have reported the fraud you experienced. Wait for the case to be processed by the police. Then you will receive a letter of notification of the progress of the investigation results (SP2HP).
Report By Email
Apart from going directly to the police station, you can also report credit card fraud by sending an email to email@example.com. This email reporting can make it easier for those of you who work but still need to report crimes that you witness.
The website directs you to share case details. Give details about how you feel that you have been a victim of fraud and include supporting evidence, for example recorded conversations. If the fraud is done by telephone, provide the perpetrator's cell phone number. Just wait at home, the police will immediately start an investigation.
How to report credit card fraud to banks and police. Remember to stay alert in case of suspicious calls claiming to be from a credit card issuer requesting private access. Because personal access should not be known to anyone, not even the bank.
Choose a credible, safe and comfortable place to apply for a credit card that has the latest technology and is registered with the Financial Services Authority (OJK) for your peace of mind.
That's an article on how to deal with credit card fraud. If you are experiencing this, you can follow the tutorial that we have provided above, that's all we can say, I hope the information is useful.
Source : okezone.com