How to Make a Credit Card Without a Pay Slip 100% Successfully

Lovata Andrean

How to Make a Credit Card without a Pay Slip
How to Make a Credit Card without a Pay Slip

Rancakmedia.com – To make financial transactions easier, many people are interested in learning how to make a credit card. In this era of more sophisticated digitalization, financial transactions and payments are easier to carry out.

One of them is the existence of a credit card that can be used to pay different payments, both offline and online. With the convenience offered by this magic card, it is not surprising that many people are interested in having it. Interested to create credit card? First, check out these important facts about credit cards:

Things you need to pay attention to before making a credit card

Currently, many banks provide ways to make credit cards with simple terms and procedures. However, this convenience does not mean you are free to make a credit card at any time. So that you don't regret it later, there are many things that need to be addressed before making a credit card, such as:

1. Understand the basic concepts of credit cards

Before being persuaded to make one, understand the basic principles of credit cards first. Credit cards are not only for the convenience of carrying out financial transactions. However, the basic idea of ​​a credit card is a lending tool that is valid in a certain nominal amount for a period of 30 days.

After this time period, you are required to pay for every transaction made using a credit card. In other words, using a credit card is the same as going into debt.

2. Choose a credit card according to your needs

Before learning how to make a BCA or other bank credit card, make sure you first choose the type of credit card that suits your needs. Each bank that provides credit cards usually offers various types of credit cards which are differentiated based on their functions and limits.

Choose the type of credit card that suits your needs and ability to pay payments. Apart from that, look for a credit card that offers many benefits and broad access.

3. Make sure your financial history is safe and smooth

During the credit card application procedure, the bank will check the applicant's financial history. Therefore, before applying for a credit card, make sure you do not have a history of loans or bad credit. If there are signs of bad credit or difficulty paying the loan, it is guaranteed that the credit card application will be rejected.

4. Complete the Requirements and Fill in the Form

Before making a credit card, make sure you first complete the requirements specified by the bank you choose. The application requirements for each regular bank are different. However, in general there are minimum income requirements and general minimum requirements that you must meet. For example, candidates must be at least 21 years old with a minimum monthly salary of IDR 3 million.

Once you have all the necessary requirements, don't forget to fill in the credit card issuance application form provided by the bank. Make sure you fill out the form on how to make a credit card with valid and complete information so that the credit card can be issued.

How to Make a Credit Card at All Banks

How to Make a Credit Card at All Banks

The procedure for making or issuing a credit card is actually not complicated. Customers can apply for a credit card issuance by visiting the selected bank directly. For more information on how to make this credit card, here are the steps:

1. Choose the right bank and card type

The first step if you want to make a credit card is to choose Banks issuer and type of card that suits your needs. Currently, almost all public and commercial banks have provided credit cards for their clients.

Each bank also offers various types of credit cards depending on their limits and functions. Make sure to choose the type of credit card that suits your needs and financial capabilities. Before choosing, pay attention to the advantages provided by this type of credit card.

2. Complete the Requirements

After selecting the issuing bank and type of credit card you want, complete the requirements. How to make a BNI credit card and other banks has various requirements. However, in general, the requirements for applying for a credit card for each bank are as follows:

  • Copy of ID card
  • Minimum age 21 years
  • Minimum net income of IDR 3 million per month
  • Photocopy of pay slip \sCopy NPWP
  • Photocopy of savings book for the last 3 months
  • If you already have a credit card, attach a credit card statement for the last 3 months

3. Fill in the form provided

How to make a credit card is done directly at the selected bank location. To create it, present all the required documents to the customer service of your chosen bank. Next, the bank will check the necessary documents. If it is appropriate, fill in the credit card application form provided. Make sure all data is accurate and complete so that the application procedure can be successful.

4. Be prepared to be surveyed by the bank

After the registration process, a credit card will not be issued immediately. However, initially there will be a survey conducted by the bank to ensure you are worthy of getting the credit card. Surveys are conducted on credit records, home and office.

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Lovata Andrean

Hi, I'm Lovata, I'm not Ai but I am a content writer for SEO, Technology, Finance, Travel, Cooking Recipes and others. I hope this can be useful for all my friends. Thanks